321 River Rd, Manchester, NH 03104 Property Records

Hillsborough County and Manchester City property record for 321 River Rd, Manchester, NH 03104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,194 sqft · built 1910
Lot Size	0.151 acres (6,580 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jan 2023)
Tax Bill	$5,819 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`13502939`

Property Details

APN / Parcel Number

Primary APN	`13502939`
Alternative APN	`MNCH M:0208 B:000 L:0025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,194 sqft Living Area
Gross Area	2,442 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,580 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	13502939
Street Address	321 RIVER RD
City	MANCHESTER
State	NH
Zip	03104-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	25
Jurisdiction	MANCHESTER CITY NH
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2031
Census Tract	104

Owner

321 River Rd is owned and occupied by two individuals who bought it in January 2023.

Source: Hillsborough County and Manchester City records, as of April 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 RIVER RD, MANCHESTER, NH 03104-2425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Aug 26, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage RICHARD STAHL
May 6, 2022	Warranty Deed, Transfer
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit NEW HAMPSHIRE POSTAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2023 · Amount on File
Deed Sale	Jan 4, 2023 · Amount on File
Prior Sale	Aug 26, 2022 · Amount on File
Deed Document Number	2023254
Deed Book / Page	9676 / 2030
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	Jan 4, 2023
Property Address	321 RIVER RD, MANCHESTER, NH 03104-2425
Document Number	09676-2030
Book / Page	9676 / 2030
Instrument Date	Jan 4, 2023
Instrument	230000254
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 STEVENS ST, NASHUA, NH 03060-4956

Mortgage

Document Number	0230000255
Date	Jan 4, 2023
Instrument	230000255

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	Aug 26, 2022
Property Address	321 RIVER RD, MANCHESTER, NH 03104-2425
Document Number	09646-2213
Book / Page	9646 / 2213
Instrument Date	Aug 26, 2022
Instrument	220040879
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 VALLEY ST, MANCHESTER, NH 03103-5416

Mortgage

Document Number	0220040880
Date	Aug 26, 2022
Instrument	220040880

Lender

Name	RICHARD STAHL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CITY NH
Recording Date	May 6, 2022
Property Address	321 RIVER RD, MANCHESTER, NH 03104-2425
Document Number	009614-595
Book / Page	9614 / 595
Instrument Date	May 6, 2022
Instrument	220022288
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 COOLIDGE AVE, MANCHESTER, NH 03102-3214

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CITY NH
Property Address	321 RIVER RD, MANCHESTER, NH 03104-2425
Document Number	0092441479
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 RIVER RD MANCHESTER NH 031042425, MANCHESTER, NH 03104-2425

Mortgage

Document Number	0092441479
Date	Dec 18, 2019
Book Page	009244/001479
Instrument	9059268

Lender

Name	NEW HAMPSHIRE POSTAL CU
Type	Credit Union
Address	MANCHESTER, NH 03103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 17, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County and Manchester City assessment roll, as of April 9, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
Municipality	Manchester City
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,819.00 (+3.82%)	$297,200 (-) Land $106,500 Building $190,700
2023	$5,605.00 (+13.95%)	$297,200 (+10.2%) Land $106,500 Building $190,700	$308,560
2022	$4,919.00	$269,700 Land $106,500 Building $163,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 River Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER WORKS serves 123,500 people · EPA ID NH1471010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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