321 River Point Rd, Clover, SC 29710 Property Records

York County property record for 321 River Point Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,522 sqft · built 1984
Lot Size	0.71 acres (30,928 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Jun 2022)
Tax Bill	$5,291 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`576-00-00-070`

Property Details

APN / Parcel Number

Primary APN	`576-00-00-070`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,522 sqft Living Area
Gross Area	4,013 sqft
1st Floor Area	2,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	30,928 sqft (0.71 acres)
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Deck Area	876 sqft
Patio Area	816 sqft

Location & Zoning

Street Address	321 RIVER POINT RD
City	CLOVER
State	SC
Zip	29710-8052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCI
Legal Description	LOT 5 (.71 AC)
Legal Subdivision	LLG
Legal Lot Number	5
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	2
Census Block	2001
Census Tract	61709

Owner

Source: York County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 RIVER POINT RD, CLOVER, SC 29710-8052
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Intrafamily Transfer, Transfer
Jun 14, 2022	Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022 · Amount on Record
Deed Sale	Jun 14, 2022 · Amount on Record
Deed Document Number	202227263
Deed Book / Page	20240 / 307
Last Transfer Date	Jun 13, 2023
Transfer Doc	2081000054
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YORK SC
Recording Date	Jun 20, 2023
Property Address	321 RIVER POINT RD, CLOVER, SC 29710-8052
Document Number	2081000054
Book / Page	20810 / 54
Map Reference	MB 56 PG 41
Instrument Date	Jun 13, 2023
Instrument	2023018407
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	26208 CAMDEN WOODS DR, FORT MILL, SC 29707-6346

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jun 14, 2022
Property Address	321 RIVER POINT RD, CLOVER, SC 29710-8052
Document Number	2024000307
Book / Page	20240 / 307
Map Reference	MB 56 PG 41
Instrument Date	Jun 10, 2022
Instrument	2022027263
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26208 CAMDEN WOODS DR, FORT MILL, SC 29707-6346

Mortgage

Document Number	2022027264
Date	Jun 14, 2022
Instrument	2022027264

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,291.00 (-75.85%)	$38,652 (-31.32%) Land $24,000 Building $14,652	$966,300 (+3.02%) Land $600,000 Building $366,300
2023	$21,913.00 (+910.28%)	$56,276 (+209.72%) Land $31,050 Building $25,226	$937,928 (+87.97%) Land $517,500 Building $420,428
2022	$2,169.00	$18,170 Land $10,014 Building $8,156	$498,980 Land $275,000 Building $223,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	25 / 5
T-Mobile Fixed Wireless	25 / 3

May also be available: Comporium, Spectrum.

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