Licking County property record for 321 River Oaks Dr, Heath, OH 43056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,958 sqft · built 1999 |
| Lot Size | 0.377 acres (16,422 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Dec 2004) |
| Tax Bill | $4,879 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-118998-00.008 |
| Primary APN | 030-118998-00.008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| Gross Area | 3,916 sqft |
| 1st Floor Area | 1,958 sqft |
| Basement Area | 1,958 sqft |
| Finished Basement | 1,958 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,422 sqft (0.377 acres) |
| Lot Dimensions | 137 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 846 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 420 sqft |
| Deck Area | 160 sqft |
| Patio Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 321 RIVER OAKS DR |
|---|---|
| City | HEATH |
| State | OH |
| Zip | 43056-8242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 89 RIVER OAKS SUB PH V (0.374 AC) |
| Legal Subdivision | RIVER OAKS |
| Legal Lot Number | 89 |
| Jurisdiction | LICKING OH |
| Township / Civil Division | HEATH |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 752801 |
Source: Licking County records · APN 030-118998-00.008
Assessment roll updated April 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 RIVER OAKS DR, HEATH, OH 43056-8242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Deed of Trust, Mortgage · Line of Credit FEDERAL SAVINGS AND LOANS |
| Jan 04, 2023 | Transfer on Death Deed, Transfer |
| Nov 08, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
| Oct 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS & LOAN ASSOCIATION |
| Dec 13, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
| Jan 30, 2017 | Deed of Trust, Mortgage · Conventional with PMI FIRST FED'L S&L ASSN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 2004 · Amount on Record |
| Deed Sale | Dec 03, 2004 · Amount on Record |
| Prior Sale | Aug 23, 1999 · Amount on Record |
| Deed Document Number | 200442862 |
| Last Transfer Date | Aug 10, 2023 |
| Transfer Doc | 0000014416 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LICKING OH |
| Recording Date | Jul 31, 2026 |
| Property Address | 321 RIVER OAKS DR, HEATH, OH 43056-8242 |
| Document Number | 0000015407 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202615407 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 321 RIVER OAKS DR, HEATH, OH 43056-8242 |
| Document Number | 0000015407, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 202615407 |
| Name | FEDERAL SAVINGS AND LOANS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 25, 2051 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LICKING OH |
| Recording Date | Jan 04, 2023 |
| Property Address | 321 RIVER OAKS DR, HEATH, OH 43056-8242 |
| Document Number | 0000000211 |
| Map Reference | VOL 16 PG 52 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 202301040000211 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 RIVER OAKS DR, HEATH, OH 43056-8242 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LICKING OH |
| Property Address | 321 RIVER OAKS DR, HEATH, OH 43056-8242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000024804 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 201911080024804 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LICKING OH |
| Property Address | 321 RIVER OAKS DR, HEATH, OH 43056-8242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023049 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 201910220023049 |
| Name | FIRST FEDERAL SAVINGS & LOAN ASSOCIATION |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWARK, OH 43058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LICKING OH |
| Property Address | 321 RIVER OAKS DR, HEATH, OH 43056-8242 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027794 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 201912130027794 |
| Name | FIRST FED SAVINGS & LOAN ASSN OF LORAIN |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LICKING OH |
| Property Address | 321 RIVER OAKS DR, HEATH, OH 43056-8242 |
| Document Number | 0000002852 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 321 RIVER OAKS DR HEATH OH 430568242, HEATH, OH 43056-8242 |
| Document Number | 0000002852 |
|---|---|
| Date | Feb 14, 2017 |
| Instrument | 2852 |
| Name | FIRST FED'L S&L ASSN |
|---|---|
| Address | PO BOX 4460, NEWARK, OH 43058-4460 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | Feb 13, 2029 |
Source: Licking County records · Assessment roll updated April 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Licking County |
| Municipality | Heath City |
| Unified School District | Heath City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,879.00 (-47.49%) | $117,290 (-0.95%) Land $23,590 Building $93,700 | |
| 2023 | $9,292.00 Homeowner's exemption | $118,410 Land $23,590 Building $94,820 | $335,100 Land $67,400 Building $267,700 |
Source: FEMA National Flood Hazard Layer as of July 30, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 159 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF HEATH PWS serves 10,310 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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