Durham County property record for 321 Rippling Stream Rd, Durham, NC 27704 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Ranch |
| Year Built | Built 1971 |
| Square Footage | 2,033 sqft Heated Area |
| Lot Size | 16,553 sqft (0.38 acres) |
| Last Sale | $187,000 (2026) |
| Tax Bill | $1,558.00 (2025) |
| Primary APN | 0824-85-2353 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,033 sqft Heated Area |
| 1st Floor | 2,033 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Wood Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,553 sqft (0.38 acres) |
| Depth X Width | 153 ft x 110 ft Depth x Width |
| Porch | 1 Porch |
| Porch Area | 107 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 321 RIPPLING STREAM RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27704-1118 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OLD FARM/SEC:08/BLK:E/LT# 06 PL:000067-000037 |
| Legal Subdivision | OLD FRM #08 |
| Legal Block | E |
| Legal Lot Number | 6 |
| Jurisdiction | DURHAM NC |
| Minor Civil Division | DURHAM |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 1708 |
Source: Durham County records · APN 0824-85-2353
Assessment roll updated September 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2715 DAVIE DR, DURHAM, NC 27704-2425 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 14, 2026 | Warranty Deed, Transfer · Building or Construction Mortgage COMMERCIAL LENDER LLC |
| Jul 14, 2026 | Warranty Deed, Transfer INVESTORS LAND TITLE, INVESTORS TITLE |
| Dec 12, 2025 | Contract Sale, Transfer |
| Feb 14, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on Record |
| Deed Sale | Jul 14, 2026 · Amount on Record |
| Prior Sale | Jul 14, 2026 · Amount on Record |
| Deed Doc Number | 2026180933 |
| Deed Book / Page | 10585 / 869 |
| Prior Transfer Date | Jun 06, 2007 |
| Prior Transfer Doc | 0057190387 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 14, 2026 |
| Property Address | 321 RIPPLING STREAM RD, DURHAM, NC 27704-1118 |
| Document Number | 0000180933 |
| Book / Page | 10585 / 869 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 2026180933 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | INVESTORS LAND TITLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,774.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2715 DAVIE DR, DURHAM, NC 27704-2425 |
| Investor | Possibly a Property Investor |
| Document Number | 0000180934, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 2026180934 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 01, 2027 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Jul 14, 2026 |
| Property Address | 321 RIPPLING STREAM RD, DURHAM, NC 27704-1118 |
| Document Number | 0000180904 |
| Book / Page | 10585 / 775 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 2026180904 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | INVESTORS LAND TITLE, INVESTORS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $34,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1086 JUNCTION DR, MANTECA, CA 95337-8227 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Dec 12, 2025 |
| Property Address | 321 RIPPLING STREAM RD, DURHAM, NC 27704-1118 |
| Document Number | 0104440001 |
| Book / Page | 10444 / 1 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025157446 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 321 RIPPLING STREAM RD, DURHAM, NC 27704-1118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 321 RIPPLING STREAM RD, DURHAM, NC 27704-1118 |
| Document Number | 0096130812 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 9613/812 |
| Instrument | 2022006305 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Mar 01, 2022 |
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,558.00 (+78.87%) | $314,335 (+75.77%) Land $69,000 Building $245,335 | $314,335 (+75.77%) Land $69,000 Building $245,335 |
| 2023 | $871.00 (+3.2%) | $178,835 Land $27,620 Building $151,215 | $178,835 Land $27,620 Building $151,215 |
| 2022 | $844.00 |
Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 7% of the US · above 5% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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