321 Riley St, Bluffton, OH 45817 Property Records

Allen County property record for 321 Riley St, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,386 sqft · built 1972
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Sep 1997)
Tax Bill	$2,330 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-0107-01-010.000`

Property Details

APN / Parcel Number

Primary APN	`28-0107-01-010.000`
Alternative APN	`A0228010701010000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
Gross Area	3,354 sqft
1st Floor Area	1,386 sqft
Basement Area	1,386 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Patio Area	260 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	321 RILEY ST
City	BLUFFTON
State	OH
Zip	45817-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP ADDITION NO 2 LOT 992 FF 100.00
Legal Subdivision	HILLTOP ADDITION
Legal Lot Number	992
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2028
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 RILEY ST, BLUFFTON, OH 45817-1139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Mar 17, 2021	Transfer on Death Deed, Transfer
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 1997 · Amount on Record
Deed Sale	Sep 3, 1997 · Amount on Record
Prior Sale	Aug 1, 1976 · Amount on Record
Last Transfer Date	Mar 9, 2021
Transfer Doc	3170003441
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	321 RILEY ST, BLUFFTON, OH 45817-1139
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8050010862
Date	Aug 5, 2021
Book Page	2021/10862
Instrument	202108050010862

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	May 1, 2036

March 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ALLEN OH
Recording Date	Mar 17, 2021
Property Address	321 RILEY ST, BLUFFTON, OH 45817-1139
Document Number	3170003441
Book / Page	2021 / 3441
Instrument Date	Mar 9, 2021
Instrument	202103170003441
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	321 RILEY ST, BLUFFTON, OH 45817-1139
Document Number	0000010444
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 RILEY ST BLUFFTON OH 458171139, BLUFFTON, OH 45817-1139

Mortgage

Document Number	0000010444
Date	Sep 21, 2017
Book Page	002017/010444
Instrument	10444

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 20, 2032

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,330.00 (-0.04%)	$70,630 (-) Land $12,600 Building $58,030	$201,800 (-) Land $36,000 Building $165,800
2024	$2,331.00 (+25.93%) Homeowner's exemption	$70,630 (+35.96%) Land $12,600 Building $58,030	$201,800 (+35.98%) Land $36,000 Building $165,800
2023	$1,851.00 (-0.96%) Homeowner's exemption	$51,950 (-) Land $9,280 Building $42,670
2022	$1,869.00 Homeowner's exemption	$51,950 Land $9,280 Building $42,670
2021			$148,400 Land $26,500 Building $121,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless · Fiber in parts of the area	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: AT&T, Buckeye Wireless, T-Mobile.

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