321 Ridgeway Rd, Milner, GA 30257 Property Records

Lamar County property record for 321 Ridgeway Rd, Milner, GA 30257

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,881 sqft · built 2008
Lot Size	2.37 acres (103,237 sqft)
Owner	Individual Name on Record
Last Sale	$382,000 (Jan 2026)
Tax Bill	$3,272 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`029-041`

Property Details

APN / Parcel Number

Primary APN	`029-041`
Alternative APN	`6045`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,881 sqft Heated Area
Attic	Attic
Attic Area	369 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	103,237 sqft (2.37 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	492 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	64 sqft
Shed	1 Shed
Shed Area	64 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6045
Street Address	321 RIDGEWAY RD
City	MILNER
State	GA
Zip	30257-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	004
Legal Description	HOUSE & LAND- 321 RIDGEWAY RD
Legal Lot Number	1B
Jurisdiction	LAMAR GA
Township / Civil Division	MILNER
Census Block Group	4
Census Block	4001
Census Tract	970100

Owner

Source: Lamar County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 RIDGEWAY RD, MILNER, GA 30257-3133
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Warranty Deed, Transfer CANOPY MORTGAGE
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS
Dec 27, 2022	Warranty Deed, Transfer · Conventional Mortgage BANKSOUTH MORTGAGE
Feb 2, 2018	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
Nov 13, 2018	Warranty Deed, Transfer · Conventional with PMI FIRST NAT'L BK/GRIFFIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2026 · Amount on Record
Deed Sale	Jan 7, 2026 · Amount on Record
Prior Sale	Jan 9, 2023 · Amount on Record
Deed Book / Page	1353 / 252
Prior Transfer Date	Dec 27, 2022
Prior Transfer Doc	0012130204
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMAR GA
Recording Date	Jan 7, 2026
Property Address	321 RIDGEWAY RD, MILNER, GA 30257-3133
Document Number	0013530252
Book / Page	1353 / 252
Instrument Date	Jan 6, 2026
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.82
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 RIDGEWAY RD, MILNER, GA 30257-3133

Mortgage

Document Number	0013530000000254
Date	Jan 7, 2026
Book Page	0000001353/0000000254

Lender

Name	CANOPY MORTGAGE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR GA
Property Address	321 RIDGEWAY RD, MILNER, GA 30257-3133
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 RIDGEWAY RD, MILNER, GA 30257-3133

Mortgage

Document Number	0011260000000085
Date	Aug 2, 2021
Book Page	0000001126/0000000085

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMAR GA
Recording Date	Dec 27, 2022
Property Address	321 RIDGEWAY RD, MILNER, GA 30257-3133
Document Number	0012130204
Book / Page	1213 / 204
Instrument Date	Dec 27, 2022
Instrument	2023-000014
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 RIDGEWAY RD, MILNER, GA 30257-3133

Mortgage

Document Number	0012130000000206
Date	Jan 9, 2023
Book Page	0000001213/0000000206

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR GA
Property Address	321 RIDGEWAY RD, MILNER, GA 30257-3133
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009600089
Date	Feb 2, 2018
Book Page	960/89

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2033

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMAR GA
Recording Date	Nov 13, 2018
Property Address	321 RIDGEWAY RD, MILNER, GA 30257-3133
Document Number	0009870330
Book / Page	000987 / 000330
Instrument Date	Nov 8, 2018
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 RIDGEWAY RD MILNER GA 302573133, MILNER, GA 30257-3133

Mortgage

Document Number	9870331
Date	Nov 13, 2018
Book Page	000987/000331

Lender

Name	FIRST NAT'L BK/GRIFFIN
Type	Bank
Address	GRIFFIN, GA 30224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2048

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Lamar County
Unified School District	Lamar County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,272.00 (+15.21%)	$134,929 (+31.14%) Land $14,284 Building $120,645	$337,323 (+31.14%) Land $35,710 Building $301,613
2023	$2,840.00 (+1.57%) Homeowner's exemption	$102,889 (+16.47%) Land $14,284 Building $88,605	$257,223 (+16.47%) Land $35,710 Building $221,513
2022	$2,796.00 Homeowner's exemption	$88,337 Land $8,810 Building $79,527	$220,843 Land $22,025 Building $198,818

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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