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321 Ridgecliff Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 321 Ridgecliff Dr, Florence, AL 35634

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,326 sqft · built 2003
Lot Size0.78 acres (33,977 sqft)
OwnerIndividual Name on File
Last Sale$372,000 (Mar 2018)
Tax Bill$1,798 (2025)
Deeds & MortgagesMar 2018 Sale
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-07-35-0-002-030-000

Property Details

APN / Parcel Number

Primary APN16-07-35-0-002-030-000
Alternative APNs
  • 092189
  • 42125
  • 92189

Interior

Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,326 sqft Living Area
1st Floor Area2,326 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area33,977 sqft (0.78 acres)
Lot Dimensions233 ft deep x 100 ft wide
Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number92189
Street Address321 RIDGECLIFF DR
CityFLORENCE
StateAL
Zip35634-2333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01
Legal Description100 X 233.01 IRR PIERREFONT EST SUB LOT 4 & PT OF LOT 5 .78 AC/C SEC 35 T2S R10W PB 3 PG 78
Legal Range10W
Legal Township02S
Legal Section35
Legal SubdivisionPIERREFONT EST SUB
Legal Lot Number4-5
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1009
Census Tract11503

Owner

321 Ridgecliff Dr is owned and occupied by an individual who bought it in March 2018.

Source: Lauderdale County records, as of November 24, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address321 RIDGECLIFF DR, FLORENCE, AL 35634-2333
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2018Survivorship Deed, Transfer
Aug 9, 2017Survivorship Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2018 · Amount on File
Deed SaleMar 22, 2018 · Amount on File
Prior SaleAug 9, 2017 · Amount on File
Deed Document Number0201811099
Deed Book / Page2018 / 11099
Record UpdatedJun 8, 2026

March 2018: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAUDERDALE AL
Recording DateMar 22, 2018
Property Address321 RIDGECLIFF DR, FLORENCE, AL 35634-2333
Document Number2018/11099
Book / Page2018 / 11099
Instrument DateMar 15, 2018
Transaction TypeTransfer
Record UpdatedJul 12, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address528 MACINTOSH LN, 528, DANVILLE, IN 46122-1099

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 RIDGECLIFF DR, FLORENCE, AL 35634-2333

August 2017: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAUDERDALE AL
Recording DateAug 9, 2017
Property Address321 RIDGECLIFF DR, FLORENCE, AL 35634-2333
Document Number2017/35261
Book / Page2017 / 35261
Instrument DateAug 7, 2017
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1731 BECKMAN DR, 1731, FLORENCE, AL 35630-1171

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 RIDGECLIFF DR, FLORENCE, AL 35634-2333

Mortgage

Document Number2017/35263
DateAug 9, 2017
Book Page2017/35263
Lender
NameWELLS FARGO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 321 Ridgecliff Dr was $1,798 with a homeowner's exemption, down 4.5% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,798.00 (-4.51%) Homeowner's exemption$51,600 (-4.48%)$516,060 (-4.44%) Land $14,800 Building $501,260
2024$1,883.00 (+6.14%) Homeowner's exemption$54,020 (+3,992.42%) Land $1,440 Building $52,580$540,020 (+6.08%) Land $14,400 Building $525,620
2023$1,774.00 (+20.6%) Homeowner's exemption$1,320 (-96.88%) Land $1,320$509,080 (+20.46%) Land $13,200 Building $495,880
2022$1,471.00 Homeowner's exemption$42,260$422,600 Land $15,200 Building $407,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Ridgecliff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Ridgecliff Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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