Pinellas County property record for 321 Ridge Rd, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,617 sqft · built 1989 |
| Lot Size | 0.152 acres (6,604 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $625,000 (Feb 2024) |
| Tax Bill | $9,661 (2025) |
| Deeds & Mortgages | Feb 2021 Sale Nov 2018 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | C62-000-741-5063-2 |
| Primary APN | C62-000-741-5063-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,617 sqft Living Area |
| Gross Area | 2,429 sqft |
| 1st Floor Area | 1,617 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,604 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 356 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R109804 |
|---|---|
| Street Address | 321 RIDGE RD |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-5423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | OZONA SHORES 3RD ADD BLK E, LOT 22 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 10 |
| Legal Subdivision | OZONA SHORES 3RD ADD |
| Legal Tract | 65070 |
| Legal Block | E |
| Legal Lot Number | 22 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 27202 |
321 Ridge Rd is held in a trust since February 2024.
Source: Pinellas County records, as of September 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 305 EDGEWATER DR, DUNEDIN, FL 34698-7535 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2021 | Warranty Deed, Transfer WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY |
| Nov 8, 2018 | Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on File |
| Deed Sale | Feb 23, 2024 · Amount on File |
| Prior Sale | Feb 17, 2021 · Amount on File |
| Deed Document Number | 202446176 |
| Deed Book / Page | 22713 / 2648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 17, 2021 |
| Property Address | 321 RIDGE RD, PALM HARBOR, FL 34683-5423 |
| Document Number | 0213922601 |
| Book / Page | 21392 / 2601 |
| Map Reference | MB 43 PG 66&67 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021051873 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | WOLLINKA-WIKLE TITLE INSURANCE AGENCY, WOLLINKA WIKLE TTL INS AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2131 SYCAMORE DR, 2131, WINTER PARK, FL 32789-6658 |
| Name | Verified Name |
|---|---|
| Address | 321 RIDGE RD, PALM HARBOR, FL 34683-5423 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 8, 2018 |
| Property Address | 321 RIDGE RD, PALM HARBOR, FL 34683-5423 |
| Document Number | 0203300372 |
| Book / Page | 020330 / 000372 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 361528 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,341.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 RIDGE RD PALM HARBOR FL 346835423, PALM HARBOR, FL 34683-5423 |
The 2025 property tax bill for 321 Ridge Rd was $9,661.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,661.00 | $527,771 Land $193,927 Building $333,844 | $527,771 Land $193,927 Building $333,844 |
| 2023 | $6,628.00 (+2.71%) Homeowner's exemption | $403,693 (+3%) | $433,459 (+10.59%) Land $222,141 Building $211,318 |
| 2022 | $6,453.00 Homeowner's exemption | $391,935 | $391,935 Land $212,505 Building $179,430 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Ridge Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 265 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 285 units insured incl. 20 condo units |
| Nearby Flood Claims | 375 (1982–2026) |
| Claims Outside the SFHA | 4 of 375 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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