Webb County property record for 321 Ridge Rd, Laredo, TX 78041
| Property Type | Single Family Home |
|---|---|
| Details | 4,057 sqft · built 1980 |
| Lot Size | 0.513 acres (22,361 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (May 2006) |
| Tax Bill | $2,996 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 927-00003-450 |
| Primary APN | 927-00003-450 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,057 sqft Living Area |
| Gross Area | 4,707 sqft |
| 1st Floor Area | 4,057 sqft |
| Utility Area | 180 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 22,361 sqft (0.513 acres) |
| Lot Dimensions | 149 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 710 sqft |
|---|---|
| Pool House | 200 sqft |
| Porch | Open Porch |
| Porch Area | 753 sqft |
| Street Address | 321 RIDGE RD |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78041-2346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOTS 45 & E 1/2 OF LOT 46 BLK 3 REGENCY PARK |
| Legal Subdivision | REGENCY PARK |
| Legal Block | 3 |
| Legal Lot Number | 45,46 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 1709 |
321 Ridge Rd is owned and occupied by two individuals who bought it in May 2006.
Source: Webb County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 RIDGE RD, LAREDO, TX 78041-2346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2006 · Amount on File |
| Deed Sale | May 15, 2006 · Amount on File |
| Deed Document Number | 2006920779 |
| Deed Book / Page | 2091 / 463 |
| Prior Transfer Date | May 8, 2006 |
| Prior Transfer Doc | 002091/463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 321 RIDGE RD, LAREDO, TX 78041-2346 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1391803 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 1391803 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | LAREDO, TX 78041 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 321 Ridge Rd was $2,996 with exemptions applied, down 16.5% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $708,553 (-0.63%) Land $235,909 Building $472,644 | $708,553 (-0.63%) Land $235,909 Building $472,644 | |
| 2025 | $2,996.00 (-16.45%) Homeowner's exemption Senior Citizen's exemption | $713,072 Land $235,909 Building $477,163 | $713,072 Land $235,909 Building $477,163 |
| 2024 | $3,586.00 | ||
| 2023 | $662,182 Land $204,380 Building $457,802 | $662,182 Land $204,380 Building $457,802 | |
| 2022 | $3,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 321 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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