Lowndes County property record for 321 Richardson Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,795 sqft · built 1979 |
| Lot Size | 3.09 acres (135,036 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,950 (2025) |
| Deeds & Mortgages | Dec 2020 Sale Oct 2020 Foreclosure + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 76W000007608 |
| Primary APN | 76W000007608 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,795 sqft Adjusted Area |
| 1st Floor Area | 2,672 sqft |
| 2nd Floor Area | 683 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 135,036 sqft (3.09 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 025036 |
|---|---|
| Street Address | 321 RICHARDSON RD |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-8451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW4 NW4 321 RICHARDSON RD LOT 18 |
| Legal Range | 17W |
| Legal Township | 19S |
| Legal Section | 09 |
| Legal Subdivision | JAMESTOWN ESTATES |
| Legal Lot Number | 18 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 404 |
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 321 RICHARDSON RD, COLUMBUS, MS 39702-8451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 13, 2020 | Foreclosure ATTORNEY ONLY |
| Sep 20, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/MERIDIAN |
| Nov 5, 2018 | Trustee's Deed, Construction Loan · Line of Credit CITIZENS NAT'L BK |
| May 17, 2018 | Deed of Trust, Mortgage CITIZENS NAT'L BK |
| Jan 9, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS NAT'L BK/MERIDIAN |
| Jan 22, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2022 |
| Deed Sale | Sep 29, 2022 |
| Prior Sale | Dec 21, 2020 |
| Deed Document Number | 0020228178 |
| Deed Book / Page | 2022 / 8178 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Dec 21, 2020 |
| Property Address | 321 RICHARDSON RD, COLUMBUS, MS 39702-8451 |
| Document Number | 0020209117 |
| Book / Page | 002020 / 009117 |
| Instrument Date | Dec 21, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 504 RICHARDSON RD COLUMBUS MS 397027754, COLUMBUS, MS 39702-7754 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 13, 2020 |
| Property Address | 321 RICHARDSON RD, COLUMBUS, MS 39702-8451 |
| Document Number | 0020207344 |
| Book / Page | 002020 / 007344 |
| Instrument Date | Oct 13, 2020 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 9669 COLUMBUS MS 397050021, COLUMBUS, MS 39705-0021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 321 RICHARDSON RD, COLUMBUS, MS 39702-8451 |
| Document Number | 0020191220 |
| Instrument Date | Sep 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 878 OSWALT RD COLUMBUS MS 397029480, COLUMBUS, MS 39702-9480 |
| Document Number | 0020191220 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 002019/021220 |
| Name | CITIZENS NAT'L BK/MERIDIAN |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Nov 5, 2018 |
| Property Address | 321 RICHARDSON RD, COLUMBUS, MS 39702-8451 |
| Document Number | 0020183539 |
| Book / Page | 002018 / 023539 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 878 OSWALT RD COLUMBUS MS 397029480, COLUMBUS, MS 39702-9480 |
| Document Number | 20183539 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 002018/023539 |
| Name | CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 4, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 321 RICHARDSON RD, COLUMBUS, MS 39702-8451 |
| Document Number | 0020180989 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 878 OSWALT RD COLUMBUS MS 397029480, COLUMBUS, MS 39702-9480 |
| Document Number | 0020180989 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 002018/010989 |
| Name | CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Amount | Amount Recorded |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jan 9, 2017 |
| Property Address | 321 RICHARDSON RD, COLUMBUS, MS 39702-8451 |
| Document Number | 0020170660 |
| Book / Page | 002017 / 000660 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 878 OSWALT RD COLUMBUS MS 397029480, COLUMBUS, MS 39702-9480 |
| Document Number | 20170660, |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 002017/000660 |
| Name | CITIZENS NAT'L BK/MERIDIAN |
|---|---|
| Type | Bank |
| Address | COLUMBUS, MS 39705 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 8, 2018 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jan 22, 2018 |
| Property Address | 321 RICHARDSON RD, COLUMBUS, MS 39702-8451 |
| Document Number | 0020180463 |
| Book / Page | 002018 / 000463 |
| Instrument Date | Dec 14, 2016 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 321 RICHARDSON RD COLUMBUS MS 397028451, COLUMBUS, MS 39702-8451 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,950.00 (+0.93%) Homeowner's exemption | $23,006 (+13.44%) | $230,060 (+13.44%) Land $38,360 Building $191,700 |
| 2024 | $1,932.00 (+16.46%) | ||
| 2023 | $1,659.00 Homeowner's exemption | $20,280 | $202,800 Land $38,360 Building $164,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 60% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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