321 Richards St, Joliet, IL 60433 Property Records

Will County property record for 321 Richards St, Joliet, IL 60433

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,653 sqft · built 1898
Lot Size	0.169 acres (7,379 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Nov 2020)
Tax Bill	$5,593 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-15-130-020`

Property Details

APN / Parcel Number

Primary APN	`30-07-15-130-020`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,653 sqft
Gross Area	3,306 sqft
Basement Area	1,653 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Lot Area	7,379 sqft (0.169 acres)
Lot Dimensions	114 ft deep x 72 ft wide
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	321 RICHARDS ST
City	JOLIET
State	IL
Zip	60433-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 IN COUNTY CLERK'S SUB OF BLKS 23 24 IN CANAL TRUSTEE'S SUB, BEING A SUB OF PRT OF THE E1/2 OF THE NW1/4 OF SEC 15, T3
Legal Range	10E
Legal Township	35N
Legal Section	15
Legal Subdivision	COUNTY CLERK'S SUB
Legal Block	23,24
Legal Lot Number	28
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	2
Census Block	2006
Census Tract	882500

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 RICHARDS ST, JOLIET, IL 60433-1859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Deed Document Number	2020106950
Prior Transfer Date	Aug 15, 2005
Prior Transfer Doc	0000143176
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 25, 2020
Property Address	321 RICHARDS ST, JOLIET, IL 60433-1859
Document Number	0000106950
Map Reference	MB 6 PG 48
Instrument Date	Sep 21, 2020
Instrument	R2020106950
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	321 RICHARDS ST, JOLIET, IL 60433-1859

Mortgage

Document Number	0000106951
Date	Nov 25, 2020
Instrument	R2020106951

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,593.00 (+18.55%)	$77,651 (+9.3%) Land $10,613 Building $67,038	$232,953 (+9.3%) Land $31,839 Building $201,114
2024		$71,044 (+24.42%) Land $9,710 Building $61,334	$213,132 (+24.42%) Land $29,130 Building $184,002
2022	$4,718.00 Homeowner's exemption	$57,098 Land $7,804 Building $49,294	$171,294 Land $23,412 Building $147,882

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	60 (1981–2005)
Claims Outside the SFHA	7 of 60
Most Recent Claim	Nov 2005 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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