Erie County and West Seneca Town property record for 321 Reserve Rd, Buffalo, NY 14224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,301 sqft · built 1994 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,949 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-085-000 |
| Primary APN | 34-085-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,301 sqft Living Area |
| 1st Floor Area | 1,112 sqft |
| 2nd Floor Area | 1,189 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 600 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,064 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 577 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 34-085-000 |
|---|---|
| Street Address | 321 RESERVE RD |
| City | BUFFALO |
| State | NY |
| Zip | 14224-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | MC-1204 SL-1,FL-416 EBENEZER LAND'S(1.03 AC'S 75 X 600.00 |
| Legal Block | 2 |
| Legal Lot Number | 3.110 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | WEST SENECA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12003 |
Source: Erie County and West Seneca Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 321 RESERVE RD, BUFFALO, NY 14224-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 321 RESERVE RD, BUFFALO, NY 14224-4101 |
| Document Number | 0138377576 |
| Book / Page | 013837 / 007576 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 321 RESERVE RD WEST SENECA NY 142244101, WEST SENECA, NY 14224-4101 |
| Document Number | 0138377576 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 013837/007576 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 3, 2032 |
Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | West Seneca Town |
| Unified School District | West Seneca Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,949.00 (+2.62%) | $101,000 (-) Land $13,900 Building $87,100 | $420,800 (+4.16%) Land $57,912 Building $362,888 |
| 2024 | $9,695.00 (+12.58%) Homeowner's exemption Senior Citizen's exemption | $101,000 (-) Land $13,900 Building $87,100 | $404,000 (+4%) Land $55,600 Building $348,400 |
| 2023 | $101,000 Land $13,900 Building $87,100 | $388,462 Land $53,462 Building $335,000 | |
| 2019 | $8,612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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