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321 Ramos Ranch Rd, Oakley, CA 94561 Property Records

Contra Costa County property record for 321 Ramos Ranch Rd, Oakley, CA 94561 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,508 sqft · built 2021
Lot Size0.107 acres (4,638 sqft)
Owner2 Individual Names on File
Last Sale$675,500 (Jan 2022)
Tax Bill$12,246 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN033-470-103-4

Property Details

APN / Parcel Number

Primary APN033-470-103-4
Alternative APN
  • 033-470-103

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,508 sqft Living Area
1st Floor Area1,076 sqft
2nd Floor Area1,432 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2022
Lot Area4,638 sqft (0.107 acres)
Garage TypeAttached
Garage Area439 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address321 RAMOS RANCH RD
CityOAKLEY
StateCA
Zip94561-2788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT9498 L103
Legal SubdivisionACACIA SUB 9498
Legal Tract9498
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1000
Census Tract302012

Owner

Source: Contra Costa County records · APN 033-470-103-4

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address321 RAMOS RANCH RD, OAKLEY, CA 94561-2788
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 07, 2022 · Amount on Record
Deed SaleJan 07, 2022 · Amount on Record
Deed Document Number20223410
Record UpdatedSep 20, 2026

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJan 07, 2022
Property Address321 RAMOS RANCH RD, OAKLEY, CA 94561-2788
Document Number0000003410
Map ReferenceMB 543 PG 44-49
Instrument DateDec 23, 2021
Instrument2022-003410
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address321 RAMOS RANCH ROAD, OAKLEY, CA 94561-2788

Mortgage

Document Number0000003411
DateJan 07, 2022
Instrument2022-003411
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$730,964 (+2%) Land $216,485 Building $514,479
2025$12,246.00 (+3.51%) Homeowner's exemption$716,633 (+4.04%) Land $212,241 Building $504,392
2023$11,831.00 (+10.8%) Homeowner's exemption$688,806 Land $204,000 Building $484,806
2022$10,678.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133020121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 637 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 2,000
UnwiredFixed Wireless300 / 25
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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