Bergen County and Hackensack City property record for 321 Railroad Ave, Hackensack, NJ 07601 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1916 |
| Square Footage | 1,046 sqft Living Area |
| Lot Size | 3,248 sqft (0.075 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2009) |
| Tax Bill | $6,601.00 (2025) |
| Primary APN | 23-00329-0000-00055-01 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,046 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Construction Type | Frame Construction |
| Lot Area | 3,248 sqft (0.075 acres) |
| Depth X Width | 116 ft x 28 ft Depth x Width |
| Account Number | 5035 |
|---|---|
| Street Address | 321 RAILROAD AVE |
| City | HACKENSACK |
| State | NJ |
| Zip | 07601-3421 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 28X116IRR 1.1LT |
| Legal Subdivision | CITY/HACKENSACK |
| Legal Block | 329 |
| Legal Lot Number | 55.1 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | HACKENSACK |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 23501 |
Source: Bergen County and Hackensack City records · APN 23-00329-0000-00055-01
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 RAILROAD AVE, HACKENSACK, NJ 07601-3421 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 05, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ADVANTAGEFIRST LENDING INC |
| May 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 23, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MORTGAGE NOW |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 27, 2009 · Amount on Record |
| Deed Sale | Jan 27, 2009 · Amount on Record |
| Deed Doc Number | 2009151782 |
| Deed Book / Page | 15 / 1782 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 321 RAILROAD AVE, HACKENSACK, NJ 07601-3421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 321 RAILROAD AVE, HACKENSACK, NJ 07601-3421 |
| Document Number | 0057180158 |
|---|---|
| Date | Feb 05, 2026 |
| Book Page | 5718/158 |
| Instrument | 2026008008 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | LAKE FOREST, CA 92630 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 321 RAILROAD AVE, HACKENSACK, NJ 07601-3421 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046721737 |
|---|---|
| Date | May 04, 2022 |
| Book Page | 4672/1737 |
| Instrument | 2022048235 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 321 RAILROAD AVE, HACKENSACK, NJ 07601-3421 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043781223 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 4378/1223 |
| Instrument | 2021145808 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Feb 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 321 RAILROAD AVE, HACKENSACK, NJ 07601-3421 |
| Document Number | 0028371905 |
| Book / Page | 002837 / 001905 |
| Instrument Date | Dec 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2018 |
| Title Company | CTA |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 321 RAILROAD AVE HACKENSACK NJ 076013421, HACKENSACK, NJ 07601-3421 |
| Document Number | 0028371905 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 002837/001905 |
| Name | MORTGAGE NOW |
|---|---|
| Type | Mortgage Company |
| Address | SHREWSBURY, NJ 07702 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2048 |
Source: Bergen County and Hackensack City records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Hackensack City |
| Unified School District | Hackensack City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,700 (-) Land $118,300 Building $87,400 | $205,700 (-) Land $118,300 Building $87,400 | |
| 2025 | $6,601.00 (+5.01%) | $205,700 (-) Land $118,300 Building $87,400 | $205,700 (-) Land $118,300 Building $87,400 |
| 2024 | $6,286.00 (+15.06%) | ||
| 2023 | $205,700 Land $118,300 Building $87,400 | $205,700 Land $118,300 Building $87,400 | |
| 2022 | $5,463.00 |
321 Railroad Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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