321 Quarry Rd, Benton, TN 37307 Property Records

Polk County property record for 321 Quarry Rd, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,264 sqft · built 2009
Lot Size	12.3 acres (538,402 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (Oct 2018)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036-093.00`

Property Details

APN / Parcel Number

Primary APN	`036-093.00`
Alternative APNs	`0103603609300` `070036 09300`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,264 sqft Living Area
Gross Area	2,940 sqft
1st Floor Area	2,264 sqft
Basement Area	64 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	538,402 sqft (12.3 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	12 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Finished Screened Porch
Porch Area	456 sqft
Shed	1 Shed
Shed Area	1,152 sqft
Pole Barn	1,216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	321 QUARRY RD
City	BENTON
State	TN
Zip	37307-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB: 15 PG: 18
Legal Subdivision	BK 15 PG 18
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	1
Census Block	1028
Census Tract	950203

Owner

321 Quarry Rd is owned and occupied by an individual who acquired it in November 2021.

Source: Polk County records, as of March 9, 2026

Owner of Record	Individual Name on File
Mailing Address	321 QUARRY RD, BENTON, TN 37307-3816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Non-Conforming Investor Loan UT FEDERAL CREDIT UNION
Nov 8, 2021	Intrafamily Transfer, Transfer
Oct 5, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Prior Sale	Aug 5, 1991
Deed Document Number	20182133
Deed Book / Page	312 / 88
Last Transfer Date	Nov 8, 2021
Transfer Doc	0WD335/133
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	321 QUARRY RD, BENTON, TN 37307-3816
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 QUARRY RD, BENTON, TN 37307-3816

Mortgage

Document Number	0TD589/472
Date	Apr 19, 2024
Book Page	TD589/472
Instrument	24000911

Lender

Name	UT FEDERAL CREDIT UNION
Type	Credit Union
Address	1512 COLEMAN RD, KNOXVILLE, TN 37909

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	0 Months
Due	Apr 19, 2024

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK TN
Recording Date	Nov 8, 2021
Property Address	321 QUARRY RD, BENTON, TN 37307-3816
Document Number	0WD335/133
Book / Page	WD335 / 133
Map Reference	MB 15 PG 18
Instrument Date	Nov 8, 2021
Instrument	21003216
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 QUARRY RD, BENTON, TN 37307-3816

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Oct 5, 2018
Property Address	321 QUARRY RD, BENTON, TN 37307-3816
Document Number	0000002133
Book / Page	000312 / 000088
Instrument Date	Oct 3, 2018
Instrument	2133
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$148.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 QUARRY RD BENTON TN 373073816, BENTON, TN 37307-3816

Tax Assessment & Valuation

The 2025 property tax bill for 321 Quarry Rd was $2,117.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,117.00	$125,325 (-) Land $12,125 Building $113,200	$501,300 Land $48,500 Building $452,800
2024	$2,117.00	$125,325 (-) Land $12,125 Building $113,200
2023	$2,117.00 (+26.09%)	$125,325 (+87.47%) Land $12,125 Building $113,200	$501,300 (+87.47%) Land $48,500 Building $452,800
2022	$1,679.00	$66,850 Land $12,125 Building $54,725	$267,400 Land $48,500 Building $218,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Quarry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Quarry Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 75% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER SYSTEM serves 2,580 people · EPA ID TN0000048
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Quarry Rd

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