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321 Providence Rd, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 321 Providence Rd, Chesapeake, VA 23325 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage2,031 sqft Living Area
Lot Size14,157 sqft (0.325 acres)
OccupancyOwner Occupied
Last Sale$275,000 (2020)
Tax Bill$3,543.00 (2025)

Property Details

APN / Parcel Number

Primary APN0193007000050

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area2,031 sqft Living Area
1st Floor1,793 sqft 1st Floor
Attic Area440 sqft Attic
Attic1 Attic
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area14,157 sqft (0.325 acres)
Depth X Width130 ft x 109 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area748 sqft Garage
Deck Area594 sqft Deck
Patio Area182 sqft Patio
Porch Area249 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address321 PROVIDENCE RD
CityCHESAPEAKE
StateVA
Zip23325-4608
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description6 BLK K GEORGETOWN COLONY SEC 5
Legal SubdivisionGEORGETOWN COLONY
JurisdictionCHESAPEAKE CITY VA
Minor Civil DivisionCHESAPEAKE
Census Blockgroup2
Census Block2002
Census Tract20808

Owner

Source: Chesapeake City records · APN 0193007000050

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address321 PROVIDENCE RD, CHESAPEAKE, VA 23325-4608
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CREDIT UNION
Apr 05, 2021Deed of Trust, Mortgage · Stand Alone Refinance
CAPITAL CENTER LLC
Jan 13, 2020Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE
Apr 23, 2019Special Warranty Deed, Transfer · Stand Alone First Mortgage
COMMERCIAL LENDING LLC
Feb 27, 2019Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 13, 2020 · Amount on Record
Deed SaleJan 13, 2020 · Amount on Record
Prior SaleApr 23, 2019 · Amount on Record
Deed Doc Number2020955
Deed Book / Page10100 / 738
Record RefreshedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address321 PROVIDENCE RD, CHESAPEAKE, VA 23325-4608
Transaction TypeMortgage
Record UpdatedNov 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010610/990
DateOct 18, 2022
Book Page10610/990
Instrument220031812
Lender
NameQUORUM FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address321 PROVIDENCE RD, CHESAPEAKE, VA 23325-4608
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010346/382
DateApr 05, 2021
Book Page10346/382
Instrument210015741
Lender
NameCAPITAL CENTER LLC
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 01, 2051
Interest
Rate TypeFixed Rate

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJan 13, 2020
Property Address321 PROVIDENCE RD, CHESAPEAKE, VA 23325-4608
Document Number10100/738
Book / Page10100 / 738
Instrument DateJan 09, 2020
Instrument200000955
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyBARRISTERS OF OHIO, BARRISTERS OF VIRGINIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 PROVIDENCE RD, CHESAPEAKE, VA 23325-4608

Mortgage

Document Number200000956
DateJan 13, 2020
Instrument200000956
Lender
NameTOWNE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

April 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 23, 2019
Property Address321 PROVIDENCE RD, CHESAPEAKE, VA 23325-4608
Document Number10004/1437
Book / Page10004 / 1437
Instrument DateApr 09, 2019
Instrument190009125
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1421 KEMPSVILLE RD STE B, B, CHESAPEAKE, VA 23320-1406

Mortgage

Document Number190009126
DateApr 23, 2019
Instrument190009126
Lender
NameCOMMERCIAL LENDING LLC
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateFeb 27, 2019
Property Address321 PROVIDENCE RD, CHESAPEAKE, VA 23325-4608
Document Number9990/674
Book / Page9990 / 674
Instrument DateFeb 05, 2019
Instrument190004443
Transaction TypeForeclosure
Record UpdatedSep 20, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,543.00 (+37.11%)$350,800 (+16.01%) Land $125,000 Building $225,800$350,800 (+16.01%) Land $125,000 Building $225,800
2023$302,400 (+3.31%) Land $105,000 Building $197,400$302,400 (+3.31%) Land $105,000 Building $197,400
2022$292,700 Land $95,000 Building $197,700$292,700 Land $95,000 Building $197,700
2019$2,584.00

Flood & Wildfire

Our records do not include FEMA flood map data for 321 Providence Rd; wildfire exposure is none.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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