321 Prospect St, Franklin, NH 03235 Property Records

Merrimack County and Franklin City property record for 321 Prospect St, Franklin, NH 03235

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	1 bd · 7,900 sqft · built 1920
Lot Size	96.5 acres (4,203,888 sqft)
Owner	Company Name on Record
Last Sale	$312,000 (Nov 2019)
Tax Bill	$15,299 (2025)
Deeds & Mortgages	Nov 2022 Refinance Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FRKN M:119 B:402 L`

Property Details

APN / Parcel Number

Primary APN	`FRKN M:119 B:402 L`

Interior

Bedrooms	1 Bed
Stories	2 Stories
Building Area	7,900 sqft Total Area
Gross Area	13,103 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,203,888 sqft (96.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	321 PROSPECT ST
City	FRANKLIN
State	NH
Zip	03235-1942
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	RRW/S
Legal Block	402
Jurisdiction	FRANKLIN CITY NH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2014
Census Tract	43001

Owner

Source: Merrimack County and Franklin City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 575, TILTON, NH 03276-0575
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN SAVINGS BANK
Jul 1, 2020	Deed of Trust, Mortgage · Line of Credit FRANKLIN SVGS BK
Nov 7, 2019	Quit Claim Deed, Transfer · Line of Credit FRANKLIN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	201920947
Deed Book / Page	3654 / 327
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	321 PROSPECT ST, FRANKLIN, NH 03235-1942
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021955
Date	Nov 22, 2022
Book Page	3812/1691
Instrument	202200021955

Lender

Name	FRANKLIN SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN CITY NH
Property Address	321 PROSPECT ST, FRANKLIN, NH 03235-1942
Document Number	0036840837
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	70 INDUSTRIAL PARK DR #7 FRANKLIN NH 032352520, 7, FRANKLIN, NH 03235-2520

Mortgage

Document Number	0036840837
Date	Jul 1, 2020
Book Page	003684/000837
Instrument	13216

Lender

Name	FRANKLIN SVGS BK
Type	Federal Savings Bank
Address	FRANKLIN, NH 03235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 30, 2045

Interest

Rate Type	Adjustable Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN CITY NH
Recording Date	Nov 7, 2019
Property Address	321 PROSPECT ST, FRANKLIN, NH 03235-1942
Document Number	0036540327
Book / Page	003654 / 000327
Instrument Date	Nov 7, 2019
Instrument	20947
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,680.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 575 TILTON NH 032760575, TILTON, NH 03276-0575

Mortgage

Document Number	36540331
Date	Nov 7, 2019
Book Page	003654/000331
Instrument	20949

Lender

Name	FRANKLIN SVGS BK
Type	Federal Savings Bank
Address	FRANKLIN, NH 03235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 6, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merrimack County and Franklin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Franklin City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,299.00 (-13.21%)	$867,800 (+20.08%) Land $308,300 Building $559,500
2022	$17,627.00	$722,700 Land $242,500 Building $480,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures