321 Polk Rd, Moreland, GA 30259 Property Records

Coweta County property record for 321 Polk Rd, Moreland, GA 30259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,502 sqft · built 2006
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2020)
Tax Bill	$905 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`079-2200-019`

Property Details

APN / Parcel Number

Primary APN	`079-2200-019`
Alternative APN	`268941585`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,502 sqft Living Area
Gross Area	1,942 sqft
1st Floor Area	1,502 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)
Terrain	Rolling
View / Lot	Corner
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Porch
Porch Area	306 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	268941585
Street Address	321 POLK RD
City	MORELAND
State	GA
Zip	30259-2244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	HSE/2.011 AC LT 5 OAK GLEN S/D LL 200 2LD
Legal Subdivision	OAK GLEN
Legal Block	2
Legal Lot Number	5
Jurisdiction	COWETA GA
Township / Civil Division	MORELAND
Census Block Group	2
Census Block	2008
Census Tract	170802

Owner

321 Polk Rd is owned and occupied by an individual who bought it in November 2020.

Source: Coweta County records, as of September 14, 2026

Owner of Record	Individual Name on File
Mailing Address	321 POLK RD, MORELAND, GA 30259-2244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · FHA Mortgage LOAN DEPOT COM
Nov 9, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING
Nov 19, 2020	Deed with Mortgage, Transfer · FHA Mortgage MILEND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on File
Deed Sale	Nov 17, 2020 · Amount on File
Prior Sale	May 5, 2014 · Amount on File
Deed Document Number	20207217
Deed Book / Page	5178 / 266
Prior Transfer Date	Jul 18, 1997
Prior Transfer Doc	1157000413
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	321 POLK RD, MORELAND, GA 30259-2244
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 POLK RD, MORELAND, GA 30259-2244

Mortgage

Document Number	00056010000001714
Date	Sep 8, 2022
Book Page	0000005601/0000001714
Instrument	019052

Lender

Name	LOAN DEPOT COM

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWETA GA
Property Address	321 POLK RD, MORELAND, GA 30259-2244
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 POLK RD, MORELAND, GA 30259-2244

Mortgage

Document Number	00054540000000289
Date	Nov 9, 2021
Book Page	0000005454/0000000289
Instrument	031686

Lender

Name	JFQ LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

November 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	COWETA GA
Recording Date	Nov 19, 2020
Property Address	321 POLK RD, MORELAND, GA 30259-2244
Document Number	0051780266
Book / Page	005178 / 000266
Instrument Date	Nov 17, 2020
Instrument	27390
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	321 POLK RD MORELAND GA 302592244, MORELAND, GA 30259-2244

Mortgage

Document Number	51780269
Date	Nov 19, 2020
Book Page	005178/000269
Instrument	27390

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 321 Polk Rd was $905 with exemptions applied.

Source: Coweta County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Coweta County
Unified School District	Coweta County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$905.00 Senior Citizen's exemption Additional exemption filed	$95,873 Land $11,505 Building $84,368	$239,682 Land $28,762 Building $210,920
2023	$450.00 Homeowner's exemption Senior Citizen's exemption	$80,326 Land $10,555 Building $69,771	$200,815 Land $26,387 Building $174,428

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Polk Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Polk Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COWETA WATER & SEWER AUTH. serves 92,907 people · EPA ID GA0770042
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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