321 Plum Tree Rd, Bumpass, VA 23024 Property Records

Louisa County property record for 321 Plum Tree Rd, Bumpass, VA 23024

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,382 sqft · built 2020
Lot Size1.12 acres (48,787 sqft)
Owner2 Individual Names on Record
Last Sale$223,500 (May 2020)
Tax Bill$2,540 (2025)
Deeds & MortgagesMay 2020 Sale & Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN46 2 C4

Property Details

APN / Parcel Number

Primary APN46 2 C4
Alternative APNs
  • 30719
  • 29249

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,382 sqft Living Area
1st Floor Area1,382 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area48,787 sqft (1.12 acres)
PorchSlab
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number29249
Street Address321 PLUM TREE RD
CityBUMPASS
StateVA
Zip23024-4800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTRI-CORNER SUBDIVISION PB 8/2731 LOT 4 DB 1674/635 1.116 AC
Legal SubdivisionCORNER SUBDIVISION
Legal Lot Number4
JurisdictionLOUISA VA
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1010
Census Tract950101

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 PLUM TREE RD, BUMPASS, VA 23024-4800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
TOWER FCU
Dec 27, 2019Deed of Trust, Mortgage
AVAILABLE NOT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2020 · Amount on Record
Deed SaleMay 21, 2020 · Amount on Record
Prior SaleDec 30, 2019 · Amount on Record
Deed Document Number20204582
Deed Book / Page1674 / 635
Record UpdatedOct 29, 2026

May 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionLOUISA VA
Recording DateMay 21, 2020
Property Address321 PLUM TREE RD, BUMPASS, VA 23024-4800
Document Number0000004582
Book / Page001674 / 000635
Instrument DateApr 21, 2020
Instrument4582
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 16, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$224.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 PLUM TREE RD BUMPASS VA 23024, BUMPASS, VA 23024

Mortgage

Document Number4583
DateMay 21, 2020
Book Page001674/000640
Instrument4583
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 20, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUISA VA
Property Address321 PLUM TREE RD, BUMPASS, VA 23024-4800
Document Number0000011602
Instrument DateDec 27, 2019
Transaction TypeMortgage
Record UpdatedJan 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000011602
DateDec 30, 2019
Book Page001650/000774
Instrument11602
Lender
NameAVAILABLE NOT
Agreement
AmountAmount Recorded
Term24 Months
DueDec 29, 2021

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLouisa County
Unified School DistrictLouisa County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$368,900 (+4.53%) Land $47,400 Building $321,500$368,900 (+4.53%) Land $47,400 Building $321,500
2025$2,540.00 (+7.22%)$352,900 (+20.36%) Land $37,800 Building $315,100$352,900 (+20.36%) Land $37,800 Building $315,100
2024$2,369.00 (+1,318.56%)
2023$293,200 Land $29,400 Building $263,800
2022$167.00$293,200 Land $29,400 Building $263,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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