321 Pleas Cir, Chipley, FL 32428 Property Records

Washington County property record for 321 Pleas Cir, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 1948
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$224,900 (Mar 2020)
Tax Bill	$2,406 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`000026150001`

Property Details

APN / Parcel Number

Primary APN	`000026150001`
Alternative APN	`26150001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,764 sqft Heated Area
Gross Area	2,642 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2020
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Finished
Garage Area	672 sqft
Pool Area	578 sqft
Porch	Open Porch
Porch Area	482 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000026150001
Street Address	321 PLEAS CIR
City	CHIPLEY
State	FL
Zip	32428-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26 5 13 10 ORB 1171 P 312 NW4 OF NW4 OF SE4 AS DESC IN ORB 1171 P 312
Legal Range	13W
Legal Township	05N
Legal Section	26
Legal Block	2615
Legal Lot Number	0001
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2009
Census Tract	970104

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 PLEAS CIR, CHIPLEY, FL 32428-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 6, 2020	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Oct 13, 2017	Deed of Trust, Mortgage COMMUNITY S CU
Oct 19, 2017	Grant Deed FLORIDA LAND TITLE LLC
Jun 14, 2017	Loan Modification, Mortgage FLORIDA LAND TITLE AND TRUST COMPANY
Jun 16, 2017	Warranty Deed, Transfer · ARM COMMUNITY SOUTH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2020 · Amount on Record
Deed Sale	Mar 6, 2020 · Amount on Record
Prior Sale	Jun 16, 2017 · Amount on Record
Deed Document Number	0001171312
Deed Book / Page	1171 / 312
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	321 PLEAS CIR, CHIPLEY, FL 32428-4201
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 PLEAS CIR, CHIPLEY, FL 32428-4201

Mortgage

Document Number	0067002413
Date	Mar 17, 2022
Book Page	1235/832
Instrument	202267002413

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 6, 2020
Property Address	321 PLEAS CIR, CHIPLEY, FL 32428-4201
Document Number	0067001866
Book / Page	1171 / 312
Instrument Date	Mar 6, 2020
Instrument	202067001866
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	PANHANDLE LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,574.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 PLEAS CIR, 321, CHIPLEY, FL 32428-4201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2091 MILLER LN, CHIPLEY, FL 32428-5984

Mortgage

Document Number	0000000314
Date	Mar 6, 2020
Instrument	1171/0314

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	321 PLEAS CIR, CHIPLEY, FL 32428-4201
Document Number	0067007237
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 PLEAS CIR CHIPLEY FL 324284201, CHIPLEY, FL 32428-4201

Mortgage

Document Number	0067007237
Date	Oct 19, 2017
Book Page	001102/000352
Instrument	67007237

Lender

Name	COMMUNITY S CU
Type	Credit Union
Address	CHIPLEY, FL 32428

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

October 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 19, 2017
Property Address	321 PLEAS CIR, CHIPLEY, FL 32428-4201
Document Number	0067007236
Book / Page	001102 / 000350
Instrument Date	Oct 12, 2017
Instrument	67007236
Record Updated	Oct 31, 2017
Title Company	FLORIDA LAND TITLE LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 PLEAS CIR CHIPLEY FL 324284201, CHIPLEY, FL 32428-4201

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON FL
Property Address	321 PLEAS CIR, CHIPLEY, FL 32428-4201
Document Number	0067005345
Book / Page	001096 / 000327
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2017
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1093 ROCK CIR CHIPLEY FL 32428, CHIPLEY, FL 32428

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 16, 2017
Property Address	321 PLEAS CIR, CHIPLEY, FL 32428-4201
Document Number	0067003785
Book / Page	1091 / 632
Instrument Date	Jun 13, 2017
Instrument	201767003785
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	MERIDA LAND TITLE & TREST CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1916 OLD BONIFAY RD, 1916, CHIPLEY, FL 32428-4146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 PLEAS CIR, CHIPLEY, FL 32428-4201

Mortgage

Document Number	0000000634
Date	Jun 16, 2017
Instrument	1091/634

Lender

Name	COMMUNITY SOUTH CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,406.00 (-3.1%) Homeowner's exemption	$214,584 (-4.74%)	$267,599 (-7.17%)
2024	$2,483.00 (+2.14%) Homeowner's exemption	$225,257 (+2.97%)	$288,260 (+8.59%)
2023	$2,431.00 (-14.13%) Homeowner's exemption	$218,751 (-11.21%)	$265,466 (+7.76%)
2022	$2,831.00 Homeowner's exemption	$246,359 Land $52,000 Building $194,359	$246,359 Land $52,000 Building $194,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pleas Cir

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