Oxford County and Rumford Town property record for 321 Pine St, Rumford, ME 04276
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,764 sqft · built 1927 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,909 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RUMF M:116 L:108 |
| Primary APN | RUMF M:116 L:108 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,764 sqft Total Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Lot Area | 6,098 sqft (0.14 acres) |
| Account Number | 803 |
|---|---|
| Street Address | 321 PINE ST |
| City | RUMFORD |
| State | ME |
| Zip | 04276-2373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDE |
| Legal Lot Number | 108 |
| Jurisdiction | RUMFORD ME |
| Township / Civil Division | RUMFORD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 965600 |
Source: Oxford County and Rumford Town records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 15 CRANBERRY LN, BERKLEY, MA 02779-1349 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 24, 2026 | Deed of Trust, Mortgage HOMETOWN EQUITY MORTGAGE |
| Dec 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN SAVINGS BANK (MAINE) |
| Sep 10, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2021 |
| Deed Sale | Sep 10, 2021 |
| Deed Document Number | 202115514 |
| Deed Book / Page | 5636 / 397 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUMFORD ME |
| Recording Date | Sep 24, 2026 |
| Property Address | 321 PINE ST, RUMFORD, ME 04276-2373 |
| Document Number | 0000013049 |
| Book / Page | 5966 / 488 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 202613049 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000013049, |
|---|---|
| Date | Sep 24, 2026 |
| Book Page | 5966/488 |
| Instrument | 202613049 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUMFORD ME |
| Property Address | 321 PINE ST, RUMFORD, ME 04276-2373 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000021225 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 5658/174 |
| Instrument | 21225 |
| Name | FRANKLIN SAVINGS BANK (MAINE) |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUMFORD ME |
| Recording Date | Sep 10, 2021 |
| Property Address | 321 PINE ST, RUMFORD, ME 04276-2373 |
| Document Number | 0000015514 |
| Book / Page | 5636 / 397 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 15514 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 CRANBERRY LN, BERKLEY, MA 02779-1349 |
| Investor | Possibly a Property Investor |
Source: Oxford County and Rumford Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Oxford County |
| County Subdivision | Rumford Town |
| Unified School District | Regional School Unit 10 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,909.00 (+12.69%) | $101,900 (-) Land $15,700 Building $86,200 |
| 2024 | $1,694.00 (+5.09%) | $101,900 (+40.17%) Land $15,700 Building $86,200 |
| 2023 | $1,612.00 | $72,700 (-) Land $11,200 Building $61,500 |
| 2022 | $1,612.00 | $72,700 Land $11,200 Building $61,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUMFORD WATER DISTRICT serves 4,050 people · EPA ID ME0091380 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures