Seminole County property record for 321 Pine Shadow Ln, Lake Mary, FL 32746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,848 sqft · built 1992 |
| Lot Size | 0.413 acres (17,967 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,000 (Aug 2017) |
| Tax Bill | $3,659 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-20-30-5JN-0000-1050 |
| Primary APN | 05-20-30-5JN-0000-1050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 1,848 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 17,967 sqft (0.413 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 321 PINE SHADOW LN |
|---|---|
| City | LAKE MARY |
| State | FL |
| Zip | 32746-4822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 105 HILLS OF LAKE MARY PH 1 PB 36 PGS 29 TO 31 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 05 |
| Legal Subdivision | HILLS OF LAKE MARY PH 1 |
| Legal Tract | 5JN |
| Legal Lot Number | 105 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20805 |
321 Pine Shadow Ln is owned and occupied by two individuals who bought it in August 2017.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 PINE SHADOW LN, LAKE MARY, FL 32746-4822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Feb 24, 2021 | Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS LLC |
| Aug 1, 2017 | Grant Deed, Transfer · FHA Mortgage THE MTG FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on File |
| Deed Sale | Aug 1, 2017 · Amount on File |
| Prior Sale | Feb 26, 2013 · Amount on File |
| Deed Document Number | 201777807 |
| Prior Transfer Date | Aug 1, 2007 |
| Prior Transfer Doc | 0068600954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 321 PINE SHADOW LN, LAKE MARY, FL 32746-4822 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0102421700 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 10242/1700 |
| Instrument | 2022060181 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Feb 24, 2021 |
| Property Address | 321 PINE SHADOW LN, LAKE MARY, FL 32746-4822 |
| Document Number | 0098540015 |
| Book / Page | 9854 / 15 |
| Map Reference | MB 36 PG 29-31 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021024634 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 545 WEBSTER ST, 545, LAKE MARY, FL 32746-5918 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 321 PINE SHADOW LN, LAKE MARY, FL 32746-4822 |
| Document Number | 0000985417 |
|---|---|
| Date | Feb 24, 2021 |
| Instrument | 9854/17 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 1, 2017 |
| Property Address | 321 PINE SHADOW LN, LAKE MARY, FL 32746-4822 |
| Document Number | 0089631849 |
| Book / Page | 008963 / 001849 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 77807 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Title Company | CENTURION TITLE GROUP INC, CENTURION TITLE GRP INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,939.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 321 PINE SHADOW LN LAKE MARY FL 327464822, LAKE MARY, FL 32746-4822 |
| Document Number | 89631851 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 008963/001851 |
| Instrument | 77808 |
| Name | THE MTG FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2047 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Lake Mary City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $312,164 | $382,192 Land $95,000 Building $287,192 |
| 2024 | $3,659.00 (+2.69%) | ||
| 2023 | $3,563.00 (+2.74%) Homeowner's exemption | $294,530 (+3%) | $365,746 (+6.91%) Land $95,000 Building $270,746 |
| 2022 | $3,468.00 Homeowner's exemption | $285,951 | $342,115 Land $80,000 Building $262,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 321 Pine Shadow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Aug 2008 · Tropical Storm Fay |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 321 Pine Shadow Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE MARY serves 17,066 people · EPA ID FL3590201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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