Haywood County property record for 321 Phillipsville Loop, Canton, NC 28716 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 776 sqft Heated Area |
| Lot Size | 8,799 sqft (0.202 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $152,500 (2023) |
| Tax Bill | $868.00 (2025) |
| Primary APN | 8657-33-1409 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 776 sqft Heated Area |
| Gross Area | 1,068 sqft Gross Area |
| 1st Floor | 776 sqft 1st Floor |
| Basement Area | 776 sqft Basement |
| Unfinished Basement | 776 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional Style |
| Exterior Material | Vinyl Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 8,799 sqft (0.202 acres) |
| Garage Area | 357 sqft Garage |
| Cooling System | Partial Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 278841 |
|---|---|
| Street Address | 321 PHILLIPSVILLE LOOP |
| City | CANTON |
| State | NC |
| Zip | 28716-2115 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 321 PHILLIPSVILLE LOOP |
| Legal Subdivision | PHILLIPSVILLE LOOP |
| Jurisdiction | HAYWOOD NC |
| Minor Civil Division | BEAVERDAM |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 920400 |
Source: Haywood County records · APN 8657-33-1409
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 321 PHILLIPSVILLE LOOP, CANTON, NC 28716-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on Record |
| Deed Sale | Jun 13, 2023 · Amount on Record |
| Prior Sale | Jun 26, 2020 · Amount on Record |
| Deed Doc Number | 20234965 |
| Deed Book / Page | 1088 / 647 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jun 13, 2023 |
| Property Address | 321 PHILLIPSVILLE LOOP, CANTON, NC 28716-2115 |
| Document Number | 0010880647 |
| Book / Page | 1088 / 647 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 2023004965 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 54 MILL WHISTLE RD, CANTON, NC 28716-0850 |
| Name | Verified Name |
|---|---|
| Address | 321 PHILLIPSVILLE LOOP, CANTON, NC 28716-2115 |
| Document Number | 2023004966 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023004966 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 321 PHILLIPSVILLE LOOP, CANTON, NC 28716-2115 |
| Document Number | 0010010381 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2020 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 321 PHILLIPSVILLE LOOP CANTON NC 287162115, CANTON, NC 28716-2115 |
| Document Number | 0010010381 |
|---|---|
| Date | Jul 02, 2020 |
| Book Page | 001001/000381 |
| Instrument | 6100 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 01, 2040 |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,100 (-) Land $15,200 Building $93,900 | ||
| 2025 | $868.00 | $109,100 (-) Land $15,200 Building $93,900 | $109,100 (-) Land $15,200 Building $93,900 |
| 2023 | $109,100 Land $18,000 Building $91,100 | $109,100 (-) Land $18,000 Building $91,100 | |
| 2021 | $109,100 Land $18,000 Building $91,100 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,370 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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