321 Peppertree Ct, Jacksonville, NC 28540 Property Records

Onslow County property record for 321 Peppertree Ct, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,081 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$267,500 (Feb 2023)
Tax Bill	$1,294 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`329H-33`

Property Details

APN / Parcel Number

Primary APN	`329H-33`
Alternative APNs	`0492209000` `462397000` `492209000` `053321`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,081 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	147 ft deep x 74 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	492209000
Street Address	321 PEPPERTREE CT
City	JACKSONVILLE
State	NC
Zip	28540-9144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L308 S6C RAINTREE BP 6/95 48,000
Legal Subdivision	RAINTREE SEC VI-C
Legal Block	P
Legal Lot Number	308
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	4
Census Block	4005
Census Tract	1202

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	321 PEPPERTREE CT, JACKSONVILLE, NC 28540-9144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Aug 30, 2022	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK
Jul 15, 2020	Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
May 3, 2018	Warranty Deed, Transfer · VA Mortgage ALPHA MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2023 · Amount on Record
Deed Sale	Feb 8, 2023 · Amount on Record
Prior Sale	Aug 30, 2022 · Amount on Record
Deed Book / Page	5911 / 944
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 8, 2023
Property Address	321 PEPPERTREE CT, JACKSONVILLE, NC 28540-9144
Document Number	0059110944
Book / Page	5911 / 944
Map Reference	MB 30 PG 115 SL G-30
Instrument Date	Jan 25, 2023
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 PEPPERTREE CT, JACKSONVILLE, NC 28540-9144

Mortgage

Document Number	0005911948
Date	Feb 8, 2023
Instrument	5911-948

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 30, 2022
Property Address	321 PEPPERTREE CT, JACKSONVILLE, NC 28540-9144
Document Number	0058270396
Book / Page	5827 / 396
Map Reference	MB 30 PG 115
Instrument Date	Aug 8, 2022
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2029 LANSING ST, 2029, MELBOURNE, FL 32935-2173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 PEPPERTREE CT, JACKSONVILLE, NC 28540-9144

Mortgage

Document Number	0005827401
Date	Aug 30, 2022
Instrument	5827-401

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 15, 2020
Property Address	321 PEPPERTREE CT, JACKSONVILLE, NC 28540-9144
Document Number	0052130856
Book / Page	5213 / 856
Map Reference	MB30 PG115 SL G-303
Instrument Date	Jun 11, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2557 CEDAR DELL LN, 2557, KINSTON, NC 28504-9113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 PEPPERTREE CT, JACKSONVILLE, NC 28540-9144

Mortgage

Document Number	0005213859
Date	Jul 15, 2020
Instrument	5213/859

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 3, 2018
Property Address	321 PEPPERTREE CT, JACKSONVILLE, NC 28540-9144
Document Number	0047740155
Book / Page	4774 / 155
Map Reference	MB30 PG115
Instrument Date	Apr 27, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$336.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 GUM BRANCH RD # RD906, 2015, JACKSONVILLE, NC 28540-4583

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 PEPPERLREE CT, JACKSONVILLE, NC 28540-9144

Mortgage

Document Number	0004774158
Date	May 3, 2018
Instrument	4774/158

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,294.00 (-18.51%)	$330,290 (+36.15%) Land $60,000 Building $270,290	$330,290 (+36.15%) Land $60,000 Building $270,290
2023	$1,588.00	$242,585 Land $38,000 Building $204,585	$242,585 Land $38,000 Building $204,585

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURADALE S/D private · serves 2,527 people · EPA ID NC0467136
Water Source	Groundwater
Last State Inspection	May 2025
Also Mapped Here	ONSLOW WTR AND SEWER AUTHORITY
Lead	4 ppb (2025) action level 15 ppb
Copper	2.26 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Mar 2024 Corrosion control Jul 2021
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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