321 Parktrail Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 321 Parktrail Ln, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,214 sqft · built 1993
Lot Size	0.157 acres (6,882 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Nov 2020)
Tax Bill	$5,199 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0011-0049-00`

Property Details

APN / Parcel Number

Primary APN	`540-0011-0049-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,214 sqft Living Area
1st Floor Area	1,446 sqft
2nd Floor Area	768 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,882 sqft (0.157 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	36 sqft
Patio Area	195 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	321 PARKTRAIL LN
City	CINCINNATI
State	OH
Zip	45238-6291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKTRAIL LANE 60 X 115 FT LOT 3 PARK PLACE SUB
Legal Subdivision	PARK PLACE SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1008
Census Tract	21422

Owner

321 Parktrail Ln is owned and occupied by an individual who bought it in November 2020.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	321 PARKTRAIL LN, CINCINNATI, OH 45238-6291
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Deed Document Number	0000118092
Deed Book / Page	14292 / 3413
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 9, 2020
Property Address	321 PARKTRAIL LN, CINCINNATI, OH 45238-6291
Document Number	0000118092
Book / Page	014292 / 003413
Instrument Date	Oct 27, 2020
Instrument	118092
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 PARKTRAIL LN CINCINNATI OH 452386291, CINCINNATI, OH 45238-6291

Mortgage

Document Number	118093
Date	Nov 9, 2020
Book Page	014292/003415
Instrument	118093

Lender

Name	CINCINNATI FED'L
Address	CINCINNATI, OH 45247

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 321 Parktrail Ln was $5,199, up 2.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,199.00 (+2.52%)	$87,500 (-) Land $17,801 Building $69,699
2024	$5,071.00 (-0.31%)	$87,500 (-) Land $17,801 Building $69,699
2023	$5,087.00 (+9.07%)	$87,500 (+22.61%) Land $17,801 Building $69,699	$250,000 Land $50,860 Building $199,140
2022	$4,664.00 Homeowner's exemption	$71,362 Land $13,727 Building $57,635
2020			$203,890 Land $39,220 Building $164,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Parktrail Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Parktrail Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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