321 Paradiso Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 321 Paradiso Ct, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,295 sqft · built 2018
Lot Size	0.092 acres (4,023 sqft)
Owner	2 Trust Names on File
Last Sale	$1,160,000 (Nov 2019)
Tax Bill	$17,312 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`208-820-092-4`

Property Details

APN / Parcel Number

Primary APN	`208-820-092-4`
Alternative APN	`208-820-092`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,295 sqft Living Area
1st Floor Area	1,109 sqft
2nd Floor Area	1,186 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Architectural Style	Cluster
Lot Area	4,023 sqft (0.092 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	321 PARADISO CT
City	SAN RAMON
State	CA
Zip	94583-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9443 L177
Legal Subdivision	PRESERVE SUB 9443 PH 1
Legal Tract	9443
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3003
Census Tract	345205

Owner

321 Paradiso Ct is owner-occupied and held in a trust since August 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	321 PARADISO CT, SAN RAMON, CA 94583-3046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
Mar 4, 2024	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 16, 2022	Intrafamily Transfer, Transfer
Nov 15, 2019	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Deed Document Number	2019204557
Last Transfer Date	Aug 12, 2022
Transfer Doc	0000126696
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	321 PARADISO CT, SAN RAMON, CA 94583-3046
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 PARADISO CT, SAN RAMON, CA 94583-3046

Mortgage

Document Number	0000015393
Date	Feb 17, 2026
Instrument	2026- 015393

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Address	1423 RED VENTURES DR # 201, FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	321 PARADISO CT, SAN RAMON, CA 94583-3046
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 PARADISO CT, SAN RAMON, CA 94583-3046

Mortgage

Document Number	0000019780
Date	Mar 4, 2024
Instrument	2024-019780

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 16, 2022
Property Address	321 PARADISO CT, SAN RAMON, CA 94583-3046
Document Number	0000126696
Map Reference	MB 534 PG 11-29
Instrument Date	Aug 12, 2022
Instrument	2022-126696
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	321 PARADISO CT, SAN RAMON, CA 94583-3046

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 15, 2019
Property Address	321 PARADISO CT, SAN RAMON, CA 94583-3046
Document Number	0000204557
Map Reference	MB 534 PG 11-29
Instrument Date	Nov 4, 2019
Instrument	2019-204557
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CALATLANTIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	321 PARADISO CT, SAN RAMON, CA 94583-3046

Mortgage

Document Number	0000204558
Date	Nov 15, 2019
Instrument	2019-204558

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year LIBOR
Max Rate	7.62%

Tax Assessment & Valuation

The 2025 property tax bill for 321 Paradiso Ct was $17,312 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,293,997 (+2%) Land $780,861 Building $513,136
2025	$17,312.00 Homeowner's exemption	$1,268,625 Land $765,550 Building $503,075
2023	$16,297.00 (-0.95%) Homeowner's exemption	$1,219,365 Land $735,824 Building $483,541
2022	$16,454.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 321 Paradiso Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Paradiso Ct is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 62% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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