321 Overview St, Waynesboro, VA 22980 Property Records

Waynesboro City property record for 321 Overview St, Waynesboro, VA 22980

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,246 sqft · built 2012
Lot Size	0.133 acres (5,793 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Nov 2013)
Tax Bill	$3,022 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24 14 A-62`

Property Details

APN / Parcel Number

Primary APN	`24 14 A-62`
Alternative APN	`786509`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area
1st Floor Area	2,246 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,793 sqft (0.133 acres)
Driveway	Concrete Driveway
Porch	Porch
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	786509
Street Address	321 OVERVIEW ST
City	WAYNESBORO
State	VA
Zip	22980-1866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG-5
Legal Description	BLOCK A LOT 62 EVERSHIRE - SEC 2
Legal Subdivision	EVERSHIRE - SEC 2
Legal Block	A
Legal Lot Number	62
Jurisdiction	WAYNESBORO CITY VA
Township / Civil Division	WAYNESBORO
Census Block Group	4
Census Block	4007
Census Tract	3300

Owner

321 Overview St is owned and occupied by two individuals who bought it in November 2013.

Source: Waynesboro City records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 OVERVIEW ST, WAYNESBORO, VA 22980-1866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION
Feb 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2013 · Amount on File
Deed Sale	Nov 15, 2013 · Amount on File
Prior Sale	Nov 15, 2013 · Amount on File
Deed Book / Page	1400 / 1885
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Recording Date	Sep 21, 2026
Property Address	321 OVERVIEW ST, WAYNESBORO, VA 22980-1866
Document Number	0000002348
Instrument Date	Sep 14, 2026
Instrument	20262348
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 OVERVIEW ST, WAYNESBORO, VA 22980-1866
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002348,
Date	Sep 21, 2026
Instrument	20262348

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Property Address	321 OVERVIEW ST, WAYNESBORO, VA 22980-1866
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230000303
Date	Feb 24, 2023
Instrument	230000303

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNESBORO CITY VA
Property Address	321 OVERVIEW ST, WAYNESBORO, VA 22980-1866
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000512
Date	Feb 24, 2022
Instrument	220000512

Lender

Name	THE FIRST BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 321 Overview St was $3,022.

Source: Waynesboro City assessment roll, as of August 28, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Waynesboro City
Unified School District	Waynesboro City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,022.00	$347,400 Land $65,000 Building $282,400	$347,400 Land $65,000 Building $282,400
2023	$2,541.00	$330,100 Land $55,000 Building $275,100	$330,100 Land $55,000 Building $275,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Overview St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2018–2024)
Most Recent Claim	Sep 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Overview St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Overview St

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