321 Oswell St, Bakersfield, CA 93307 Property Records

Kern County property record for 321 Oswell St, Bakersfield, CA 93307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,113 sqft · built 1961
Lot Size	0.147 acres (6,386 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Sep 2020)
Tax Bill	$3,299 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143-170-05-00-7`

Property Details

APN / Parcel Number

Primary APN	`143-170-05-00-7`
Alternative APNs	`143-170-05-8` `1431700500` `14317005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
Gross Area	1,444 sqft
1st Floor Area	1,113 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	6,386 sqft (0.147 acres)
Garage Type	Attached
Garage Area	293 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	38 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Account Number	143170058
Street Address	321 OSWELL ST
City	BAKERSFIELD
State	CA
Zip	93307-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 2172 , BLOCK , LOT 5
Legal Subdivision	KERN CITRUS TRACT
Legal Tract	2172
Legal Block	2
Legal Lot Number	5
Jurisdiction	KERN CA
Township / Civil Division	BAKERSFIELD
Census Block Group	2
Census Block	2007
Census Tract	2303

Owner

Source: Kern County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 OSWELL ST, BAKERSFIELD, CA 93307-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Sep 1, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 22, 2020	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Jun 22, 2020 · Amount on Record
Deed Document Number	2020120897
Prior Transfer Date	Mar 20, 2007
Prior Transfer Doc	0000081891
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	Aug 31, 2026
Property Address	321 OSWELL ST, BAKERSFIELD, CA 93307-2909
Document Number	0000102169
Instrument Date	Aug 21, 2026
Instrument	2026102169
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 OSWELL ST, BAKERSFIELD, CA 93307-2909

Mortgage

Document Number	0000102169,
Date	Aug 31, 2026
Instrument	2026102169

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Sep 1, 2020
Property Address	321 OSWELL ST, BAKERSFIELD, CA 93307-2909
Document Number	0000120897
Map Reference	MB 10 PG 131&132
Instrument Date	Aug 3, 2020
Instrument	220120897
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	321 OSWELL ST, BAKERSFIELD, CA 93307-2909

Mortgage

Document Number	0000120898
Date	Sep 1, 2020
Instrument	220120898

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jun 22, 2020
Property Address	321 OSWELL ST, BAKERSFIELD, CA 93307-2909
Document Number	0000079449
Instrument Date	Jun 22, 2020
Instrument	79449
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$149.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1304 CHICO CT ARVIN CA 932032818, ARVIN, CA 93203-2818

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Elementary School District	Fairfax Elementary School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$200,939 (+2%) Land $55,203 Building $145,736
2025	$3,299.00 (+3.26%)	$197,000 (+4.04%) Land $54,121 Building $142,879
2023	$3,195.00 (+3.4%)	$189,352 Land $52,020 Building $137,332
2022	$3,090.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Oswell St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures