321 Orchard Ct, Troy, IL 62294 Property Records

Madison County property record for 321 Orchard Ct, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,143 sqft · built 1994
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$3,867 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Sale + 2 more
APN	`09-2-22-04-17-304-004`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-04-17-304-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,143 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	129 ft deep x 51 ft wide
Garage Type	Attached
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	321 ORCHARD CT
City	TROY
State	IL
Zip	62294-1099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD PARK LOT 4 51.57 X 129.68 IRR
Legal Subdivision	ORCHARD PARK
Legal Lot Number	4
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	5
Census Block	5000
Census Tract	403531

Owner

321 Orchard Ct is owned and occupied by an individual who acquired it in April 2019.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	321 ORCHARD CT, TROY, IL 62294-1099
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS
Jul 30, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 2, 2019	Trustee's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE
Jun 13, 2019	Quit Claim Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 22, 2019
Transfer Doc	0000018298
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	321 ORCHARD CT, TROY, IL 62294-1099
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008137
Date	Feb 25, 2021
Instrument	2021R08137

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADISON IL
Recording Date	Jul 30, 2019
Property Address	321 ORCHARD CT, TROY, IL 62294-1099
Document Number	0000023604
Instrument Date	Jul 29, 2019
Instrument	23604
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 ORCHARD CT TROY IL 622941099, TROY, IL 62294-1099

May 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MADISON IL
Recording Date	May 2, 2019
Property Address	321 ORCHARD CT, TROY, IL 62294-1099
Document Number	0000013484
Instrument Date	Apr 23, 2019
Instrument	13484
Transaction Type	Foreclosure
Record Updated	May 24, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2211 OLD EARHART RD #120 ANN ARBOR MI 481052963, 120, ANN ARBOR, MI 48105-2963

June 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Jun 13, 2019
Property Address	321 ORCHARD CT, TROY, IL 62294-1099
Document Number	0000018298
Instrument Date	Apr 22, 2019
Instrument	18298
Transaction Type	Foreclosure
Record Updated	Jul 5, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 321 Orchard Ct was $3,867 with a homeowner's exemption, up 7% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,867.00 (+7.03%)	$61,900 Land $22,930 Building $38,970	$185,700 Land $68,790 Building $116,910
2024	$3,613.00
2022	$3,156.00	$48,250 Land $17,870 Building $30,380	$144,895 Land $53,664 Building $91,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 321 Orchard Ct.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 321 Orchard Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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