321 Oliver St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 321 Oliver St, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 820 sqft · built 1934
Lot Size0.169 acres (7,344 sqft)
OwnerCompany Name on Record
Last Sale$18,500 (Feb 2008)
Tax Bill$1,280 (2025)
Flood ZoneZone X (minimal risk)
APN8913-13-331-010

Property Details

APN / Parcel Number

Primary APN8913-13-331-010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area820 sqft Living Area
1st Floor Area820 sqft
Basement Area820 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,344 sqft (0.169 acres)
Lot Dimensions144 ft deep x 51 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address321 OLIVER ST
CityWATERLOO
StateIA
Zip50703-2655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANSONS THIRD ADDITION LOT 10 BLK 5
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionMANSONS THIRD ADDITION
Legal Block5
Legal Lot Number10
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2032
Census Tract1701

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 175, WATERLOO, IA 50704-0175
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2008 · Amount on Record
Deed SaleFeb 22, 2008 · Amount on Record
Prior SaleFeb 22, 2008
Deed Document Number200816358
Prior Transfer DateJan 18, 2007
Prior Transfer Doc2007017589
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,280.00 (+10.54%)$62,670 (+16.16%) Land $6,440 Building $56,230$62,670 (+16.16%) Land $6,440 Building $56,230
2024$1,158.00 (+32.49%)
2023$53,950 (+35.59%) Land $6,440 Building $47,510$53,950 (+35.59%) Land $6,440 Building $47,510
2022$874.00$39,790 Land $6,440 Building $33,350
2021$39,790 Land $6,440 Building $33,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink.

Nearby Properties on Oliver St

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