321 Oaklette Dr, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 321 Oaklette Dr, Chesapeake, VA 23325

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,639 sqft · built 1958
Lot Size0.301 acres (13,112 sqft)
OwnerIndividual Name on File
Tax Bill$661 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2021 Refinance
APN0134020000050

Property Details

APN / Parcel Number

Primary APN0134020000050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,639 sqft Living Area
1st Floor Area1,140 sqft
FlooringCombination, Other
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,112 sqft (0.301 acres)
Lot Dimensions202 ft deep x 75 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address321 OAKLETTE DR
CityCHESAPEAKE
StateVA
Zip23325-2717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8S: RESID
Legal Description5 FAIRVIEW MANOR
Legal SubdivisionFAIRVIEW SEC. 2A,6,7,8,FAIRVIEW MANOR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3004
Census Tract20002

Owner

321 Oaklette Dr is owned and occupied by an individual who acquired it in July 2024.

Source: Chesapeake City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address321 OAKLETTE DR, CHESAPEAKE, VA 23325-2717
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 2, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 12, 2024
Transfer Doc0000014853
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address321 OAKLETTE DR, CHESAPEAKE, VA 23325-2717
Transaction TypeMortgage
Record UpdatedFeb 4, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 OAKLETTE DR, CHESAPEAKE, VA 23325-2717

Mortgage

Document Number10924/1778
DateDec 10, 2025
Book Page10924/1778
Instrument250028887
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.62%
Type Change DateApr 1, 2031
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change5.62%
Index1-Year CMT
Max Rate5%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address321 OAKLETTE DR, CHESAPEAKE, VA 23325-2717
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10321/1407
DateMar 2, 2021
Book Page10321/1407
Instrument210009568
Lender
NameMR COOPER
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term180 Months
DueMar 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 321 Oaklette Dr was $661.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,100 (+3.81%) Land $125,000 Building $172,100$297,100 (+3.81%) Land $125,000 Building $172,100
2025$661.00$286,200 Land $115,000 Building $171,200$286,200 Land $115,000 Building $171,200
2023$236,500 (+11.77%) Land $95,000 Building $141,500$236,500 (+11.77%) Land $95,000 Building $141,500
2022$211,600 Land $85,000 Building $126,600$211,600 Land $85,000 Building $126,600
2019$1,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 321 Oaklette Dr; there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1999–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Oaklette Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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