321 Oakland St, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 321 Oakland St, Springfield, MA 01108

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,526 sqft · built 1912
Lot Size	0.206 acres (8,956 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Jun 2021)
Tax Bill	$3,803 (2026)
Deeds & Mortgages	Sep 2025 Sale Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09210 P:0105`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09210 P:0105`
Alternative APN	`92100105`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,526 sqft Living Area
1st Floor Area	679 sqft
Basement Area	104 sqft
Unfinished Basement	104 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	8,956 sqft (0.206 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	92100105
Street Address	321 OAKLAND ST
City	SPRINGFIELD
State	MA
Zip	01108-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3003
Census Tract	802300

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 OAKLAND ST, SPRINGFIELD, MA 01108-1361
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Warranty Deed, Transfer
Jun 15, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 25, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Oct 25, 2017 · Amount on Record
Deed Book / Page	23941 / 399
Transfer Doc	021916-301
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Sep 8, 2025
Property Address	321 OAKLAND ST, SPRINGFIELD, MA 01108-1361
Document Number	026017-201
Book / Page	26017 / 201
Instrument Date	Sep 5, 2025
Instrument	42012
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 OAKLAND ST, SPRINGFIELD, MA 01108-1361
Investor	Possibly a Property Investor

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 15, 2021
Property Address	321 OAKLAND ST, SPRINGFIELD, MA 01108-1361
Document Number	023941-399
Book / Page	23941 / 399
Instrument Date	Jun 15, 2021
Instrument	41025
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	321 OAKLAND ST, SPRINGFIELD, MA 01108-1361
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041026
Date	Jun 15, 2021
Instrument	41026

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 25, 2017
Property Address	321 OAKLAND ST, SPRINGFIELD, MA 01108-1361
Document Number	21916-301
Book / Page	021916 / 000301
Instrument Date	Oct 11, 2017
Instrument	63144
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Amount	Amount Recorded
Tax	$302.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 MORENGO PARK SPRINGFIELD MA 01106, SPRINGFIELD, MA 01106

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,803.00 (+10.3%)	$246,000 (+11.87%) Land $31,900 Building $214,100	$270,570 (+3.95%)
2025	$3,448.00 (+14.51%)	$219,900 (+24.52%) Land $31,900 Building $188,000	$260,300 (-3.79%)
2024			$270,560
2023	$3,011.00	$176,600 Land $29,000 Building $147,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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