321 Oak Track Pass, Ocala, FL 34472 Property Records

Marion County property record for 321 Oak Track Pass, Ocala, FL 34472

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,314 sqft · built 1986
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Nov 2024)
Tax Bill	$4,141 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9028-0839-22`

Property Details

APN / Parcel Number

Primary APN	`9028-0839-22`
Alternative APNs	`2046911000` `2046911`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	1,839 sqft
1st Floor Area	1,314 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Exterior Material	Wood
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	125 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	285 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	321 OAK TRACK PASS
City	OCALA
State	FL
Zip	34472-2499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 23 TWP 16 RGE 23 PLAT BOOK J PAGE 434 SILVER SPRINGS SHORES UNIT 28 BLK 839 LOT 22
Legal Range	23E
Legal Township	16S
Legal Section	23
Legal Subdivision	SILVER SPRINGS SHORES
Legal Block	839
Legal Lot Number	22
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1039
Census Tract	1206

Owner

321 Oak Track Pass is owned and occupied by an individual who bought it in November 2024.

Source: Marion County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	321 OAK TRACK PASS, OCALA, FL 34472-2499
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 19, 2024	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 19, 2024	Warranty Deed, Transfer · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2024 · Amount on File
Deed Sale	Nov 19, 2024 · Amount on File
Prior Sale	Sep 18, 2013 · Amount on File
Deed Document Number	2024152568
Deed Book / Page	8473 / 1652
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Recording Date	Aug 5, 2026
Property Address	321 OAK TRACK PASS, OCALA, FL 34472-2499
Document Number	0000101525
Book / Page	8979 / 1399
Instrument Date	Jul 7, 2026
Instrument	2026101525
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101525,
Date	Aug 5, 2026
Book Page	8979/1399
Instrument	2026101525

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Dec 1, 2054

Interest

Rate	6.52%
Max Rate	-1%

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Nov 19, 2024
Property Address	321 OAK TRACK PASS, OCALA, FL 34472-2499
Document Number	0084731652
Book / Page	8473 / 1652
Map Reference	MB J PG 434-444
Instrument Date	Nov 8, 2024
Instrument	2024152568
Transaction Type	Transfer
Record Updated	Dec 6, 2024
Title Company	AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	979 BRAMBLE BUSH CIR E, PORT ORANGE, FL 32127-4867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 OAK TRACK PASS, OCALA, FL 34472-2499

Mortgage

Document Number	2024152569
Date	Nov 19, 2024
Instrument	2024152569

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Nov 19, 2024
Property Address	321 OAK TRACK PASS, OCALA, FL 34472-2499
Document Number	0084731652
Book / Page	8473 / 1652
Map Reference	MB J PG 434-444
Instrument Date	Nov 8, 2024
Instrument	2024152568
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	979 BRAMBLE BUSH CIR E, PORT ORANGE, FL 32127-4867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 OAK TRACK PASS, OCALA, FL 34472-2499

Mortgage

Document Number	0084731669
Date	Nov 19, 2024
Instrument	8473/1669

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 11, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 321 Oak Track Pass was $4,141.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,141.00	$194,988 Land $23,000 Building $171,988	$194,988 Land $23,000 Building $171,988
2023	$847.00 (+0.95%) Homeowner's exemption	$54,272 (+3%) Land $15,000 Building $39,272	$169,441 (+11.77%) Land $15,000 Building $154,441
2022	$839.00 Homeowner's exemption	$52,691	$151,592 Land $13,000 Building $138,592

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 Oak Track Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Oak Track Pass is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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