321 Oak St, Auburndale, FL 33823 Property Records

Polk County property record for 321 Oak St, Auburndale, FL 33823

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1973
Lot Size0.197 acres (8,599 sqft)
Owner2 Individual Names on Record
Last Sale$146,000 (Jan 2021)
Tax Bill$1,504 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-28-11-336500-002120

Property Details

APN / Parcel Number

Primary APN25-28-11-336500-002120
Alternative APNs
  • 112825336500002120
  • 12825000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area8,599 sqft (0.197 acres)
Lot Dimensions142 ft deep x 60 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area209 sqft
CarportCarport
Carport Area209 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area24 sqft
Shed1 Shed
Utility Building72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address321 OAK ST
CityAUBURNDALE
StateFL
Zip33823-4233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionAUBURNDALE HGTS PB 2 PG 13 BLK 2 LOT 12
Legal Range25E
Legal Township28S
Legal Section11
Legal SubdivisionAUBURNDALE HEIGHTS
Legal Tract336500
Legal Block2
Legal Lot Number12
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2001
Census Tract13200

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address321 OAK ST, AUBURNDALE, FL 33823-4233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2021 · Amount on Record
Deed SaleJan 20, 2021 · Amount on Record
Prior SaleMay 1, 2008 · Amount on Record
Deed Document Number202114384
Deed Book / Page11543 / 1897
Prior Transfer DateJul 3, 2014
Prior Transfer Doc0000115699
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 20, 2021
Property Address321 OAK ST, AUBURNDALE, FL 33823-4233
Document Number0115431897
Book / Page011543 / 001897
Instrument DateJan 15, 2021
Instrument14384
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,022.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 OAK ST AUBURNDALE FL 338234233, AUBURNDALE, FL 33823-4233

Mortgage

Document Number115431899
DateJan 20, 2021
Book Page011543/001899
Instrument14385
Lender
NameAMERIFIRST FIN'L CORP
AddressPORTAGE, MI 49002
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 19, 2051

Mortgage

Document Number115431917,
DateJan 20, 2021
Book Page011543/001917
Instrument14386
Lender
NameHOUSING FIN AGCY
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded
Term360 Months
DueJan 19, 2051

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAuburndale City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$137,972 (+2.7%)$162,762 (-1.08%) Land $34,396 Building $128,366
2025$1,504.00 (+7.05%) Homeowner's exemption$134,345 (+5.99%)$164,545 (+23.18%) Land $34,396 Building $130,149
2023$1,405.00 (+3.54%) Homeowner's exemption$126,756 (+3%)$133,579 (+8.54%) Land $20,629 Building $112,950
2022$1,357.00 Homeowner's exemption$123,064 Land $20,629 Building $102,435$123,064 Land $20,629 Building $102,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AUBURNDALE
serves 35,239 people · EPA ID FL6530090
Water SourceGroundwater
Last State InspectionMay 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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