321 Oak Dr, Bethalto, IL 62010 Property Records

Madison County property record for 321 Oak Dr, Bethalto, IL 62010

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,032 sqft · built 1944
Lot Size	0.28 acres (12,224 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Mar 2019)
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2019 Sale & Mortgage
APN	`15-2-09-08-04-402-014`

Property Details

APN / Parcel Number

Primary APN	`15-2-09-08-04-402-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,224 sqft (0.28 acres)
Lot Dimensions	142 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	321 OAK DR
City	BETHALTO
State	IL
Zip	62010-2258
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH MEADOWBROOK LOT 104 85.6X142.8 IRR
Legal Subdivision	SOUTH MEADOWBROOK
Legal Lot Number	104
Jurisdiction	MADISON IL
Township / Civil Division	FORT RUSSELL
Census Block Group	1
Census Block	1007
Census Tract	402803

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 OAK DR, BETHALTO, IL 62010-2258
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage HUD
Mar 7, 2019	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Prior Sale	Sep 29, 2004 · Amount on Record
Deed Document Number	20197231
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	321 OAK DR, BETHALTO, IL 62010-2258
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002695
Date	Jan 31, 2024
Instrument	2024R02695

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 7, 2019
Property Address	321 OAK DR, BETHALTO, IL 62010-2258
Document Number	0000007231
Map Reference	PB18 PG32
Instrument Date	Feb 22, 2019
Instrument	2019R07231
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 OAK DR, BETHALTO, IL 62010-2258

Mortgage

Document Number	0000007232
Date	Mar 7, 2019
Instrument	2019R07232

Lender

Name	BROKER SOLUTIONS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.63%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Fort Russell Township
Unified School District	Bethalto Consolidated Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,804.00 (+6.68%)	$34,370 (+24.66%) Land $6,320 Building $28,050	$103,110 (+24.54%) Land $18,960 Building $84,150
2024	$1,691.00 (-11.37%)
2022	$1,908.00	$27,570 Land $5,070 Building $22,500	$82,793 Land $15,225 Building $67,568

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2002–2003)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2003 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEADOWBROOK PWD serves 1,778 people · EPA ID IL1195200
Water Source	Purchased groundwater from BETHALTO
Last State Inspection	Sep 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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