321 Oak Branch Rd, Arden, NC 28704 Property Records

Buncombe County property record for 321 Oak Branch Rd, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,392 sqft · built 2021
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$328,000 (Jun 2022)
Tax Bill	$1,832 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9654-61-7056-00000`

Property Details

APN / Parcel Number

Primary APN	`9654-61-7056-00000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,392 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Conventional
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.089 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	9 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	321 OAK BRANCH RD
City	ARDEN
State	NC
Zip	28704-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2022-06-20 DEE
Legal Description	DEED DATE: 2022-06-20 DEED: 6230-1955 SUBDIV: THE OAKS BLOCK: LOT: 9 SECTION: PLAT: 0219-0035
Legal Subdivision	THE OAKS
Legal Lot Number	9
Jurisdiction	BUNCOMBE NC
Township / Civil Division	LIMESTONE
Census Block Group	1
Census Block	1013
Census Tract	2205

Owner

321 Oak Branch Rd is owned and occupied by an individual who bought it in June 2022.

Source: Buncombe County records, as of September 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	321 OAK BRANCH RD, ARDEN, NC 28704-1420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2022 · Amount on File
Deed Sale	Jun 20, 2022 · Amount on File
Deed Document Number	0062301955
Deed Book / Page	6230 / 1955
Record Updated	Jun 8, 2026

June 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 20, 2022
Property Address	321 OAK BRANCH RD, ARDEN, NC 28704-1420
Document Number	0062301955
Book / Page	6230 / 1955
Map Reference	MB 219 PG 35
Instrument Date	Jun 17, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 OAK BRANCH ROAD, ARDEN, NC 28704-1420

Mortgage

Document Number	0062301957
Date	Jun 20, 2022
Instrument	6230/1957

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 321 Oak Branch Rd was $1,832.

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,832.00	$284,300
2023	$1,694.00	$284,300	$284,300 Land $53,800 Building $230,500
2021			$284,300 Land $53,800 Building $230,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 Oak Branch Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1980–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 Oak Branch Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak Branch Rd

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