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321 NW Co Rd 313, Bell, FL 32619 Property Records

Gilchrist County property record for 321 NW Co Rd 313, Bell, FL 32619

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,433 sqft · built 2018
Lot Size3.25 acres (141,570 sqft)
Owner2 Individual Names on File
Tax Bill$2,027 (2024)
Deeds & MortgagesSep 2020 Mortgage
Jun 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN34-08-14-0000-0015-0031

Property Details

APN / Parcel Number

Primary APN34-08-14-0000-0015-0031

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,433 sqft Heated Area
Gross Area1,905 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialFiber Cement Siding
Construction TypeSteel Frame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area141,570 sqft (3.25 acres)
Garage TypeMixed
CarportCarport
Carport Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Water SourceWell

Location & Zoning

Street Address321 NW COUNTY ROAD 313
CityBELL
StateFL
Zip32619-2861
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT NE/C OF SE/4 34-8-14 FOR POR THENCE RUN ALG N LN OF SE/4 N 89 DEG W 22.73 FT TO W R/W LN OF CR 313 THENCE RUN ALG SAID
Legal Range14E
Legal Township08S
Legal Section34
Legal SubdivisionFOR POR THENCE RUN
JurisdictionGILCHRIST FL
Township / Civil DivisionBELL
Census Block Group3
Census Block3031
Census Tract950100

Owner

321 NW Co Rd 313 is owned and occupied by two individuals who acquired it in October 2017.

Source: Gilchrist County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing Address321 NW COUNTY ROAD 313, BELL, FL 32619-2861
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 28, 2018Loan Modification, Mortgage
CAPITAL CTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 4, 2017
Deed SaleOct 4, 2017
Deed Document Number201721004681
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILCHRIST FL
Property Address321 NW COUNTY ROAD 313, BELL, FL 32619-2861
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 NW COUNTY ROAD 313, BELL, FL 32619-2861

Mortgage

Document Number0021004546
DateSep 23, 2020
Instrument202021004546
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionGILCHRIST FL
Property Address321 NW COUNTY ROAD 313, BELL, FL 32619-2861
Document Number0021003039
Instrument DateJun 28, 2018
Transaction TypeMortgage
Record UpdatedJul 25, 2018
Title CompanyGILCHRIST TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address321 NW COUNTY ROAD 313 BELL FL 32619, BELL, FL 32619

Mortgage

Document Number0021003039
DateJun 29, 2018
Instrument21003039
Lender
NameCAPITAL CTY BK
TypeBank
AddressTALLAHASSEE, FL 32308
Agreement
AmountAmount on Record
Term360 Months
DueJun 28, 2048
Interest
Rate TypeFixed Rate
Rate5.12%

Tax Assessment & Valuation

Source: Gilchrist County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyGilchrist County
Unified School DistrictGilchrist County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$156,237 (+2.9%)$244,911 (+10.55%) Land $52,000 Building $192,911
2024$2,027.00 Homeowner's exemption$151,834$221,534 Land $45,500 Building $176,034
2022$1,802.00 Homeowner's exemption$143,118$183,690 Land $27,625 Building $156,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 NW Co Rd 313 in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims71 (1990–2024)
Claims Outside the SFHA7 of 71
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 8 claims
  • Hurricane Frances, Oct 2004 · 7 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Apr 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 NW Co Rd 313 is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Fiber by Central Florida
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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