321 NW 31st St, Ocala, FL 34475 Property Records

Marion County property record for 321 NW 31st St, Ocala, FL 34475

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$833 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`2523-004-001`

Property Details

APN / Parcel Number

Primary APN	`2523-004-001`
Alternative APN	`2426292000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2019
Exterior Material	Combination
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	99 ft deep x 93 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	70 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	2426292000
Old Parcel Number	2523004001
Street Address	321 NW 31ST ST
City	OCALA
State	FL
Zip	34475-2659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEC 06 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	06
Legal Subdivision	PROVIDENCE NORTH
Legal Block	4
Legal Lot Number	1
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	4
Census Block	4002
Census Tract	1401

Owner

321 NW 31st St is owned and occupied by an individual who acquired it in December 2014.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	321 NW 31ST ST, OCALA, FL 34475-2659
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2024	Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CU
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2014
Deed Sale	Dec 1, 2014
Deed Document Number	0006139409
Deed Book / Page	3392 / 0178
Prior Transfer Date	Apr 15, 2003
Prior Transfer Doc	2003-046563
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	321 NW 31ST ST, OCALA, FL 34475-2659
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 NW 31ST ST, OCALA, FL 34475-2659

Mortgage

Document Number	0084020815
Date	Aug 20, 2024
Book Page	8402/815
Instrument	2024110093

Lender

Name	FLORIDA CU
Type	Credit Union
Address	GAINESVILLE, FL 32627

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2029

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	321 NW 31ST ST, OCALA, FL 34475-2659
Document Number	0065330740
Book / Page	006533 / 000740
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 NW 31ST ST OCALA FL 344752659, OCALA, FL 34475-2659

Mortgage

Document Number	0065330740
Date	Feb 17, 2017
Book Page	006533/000740
Instrument	14934

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	OCALA, FL 34471

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 16, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 321 NW 31st St was $833 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$833.00 Homeowner's exemption	$64,613 Land $40,000 Building $24,613	$167,556 Land $40,000 Building $127,556
2023	$821.00 (+21.99%) Homeowner's exemption	$60,963 (+3%) Land $35,000 Building $25,963	$140,086 (+7.86%) Land $35,000 Building $105,086
2022	$673.00 Homeowner's exemption	$59,187	$129,882 Land $35,000 Building $94,882

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 NW 31st St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 NW 31st St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Cox Communications.

Nearby Properties on NW 31st St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures