DuPage County property record for 321 North Ave, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,675 sqft · built 1901 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Aug 2019) |
| Tax Bill | $11,734 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-18-131-032 |
| Primary APN | 08-18-131-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 2,467 sqft |
| 1st Floor Area | 863 sqft |
| 2nd Floor Area | 812 sqft |
| Basement Area | 792 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 321 NORTH AVE |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-4633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | ELLSWORTH & SONS ADD PRT LYG S OF N 91 FT & E OF W LN OF E 140 FT EXT S OF LTS 3 & 4 AS A TRACT /EX W 60 FT S 160 FT LT 4 & EX E 64 FT LYG S OF N 103 FT LT 3 |
| Legal Subdivision | ELLSWORTH & SONS ADD |
| Legal Block | 1 |
| Legal Lot Number | 3,4 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 846103 |
321 North Ave is owned and occupied by an individual who bought it in August 2019.
Source: DuPage County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 321 NORTH AVE, NAPERVILLE, IL 60540-4633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY CAPITAL MORTGAGE INC |
| Aug 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY CAPITAL MORTGAGE INC |
| Jun 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2019 · Amount on File |
| Deed Sale | Aug 22, 2019 · Amount on File |
| Prior Sale | Jun 20, 2017 · Amount on File |
| Deed Document Number | 201972676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 321 NORTH AVE, NAPERVILLE, IL 60540-4633 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 321 NORTH AVE, NAPERVILLE, IL 60540-4633 |
| Document Number | 0000072975 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | R2025-072975 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 321 NORTH AVE, NAPERVILLE, IL 60540-4633 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | ACQUEST TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000060611 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | R2021-060611 |
| Name | GATEWAY CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PETERSBURG, FL 33701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Aug 22, 2019 |
| Property Address | 321 NORTH AVE, NAPERVILLE, IL 60540-4633 |
| Document Number | 0000072676 |
| Map Reference | DOC 1353 |
| Instrument Date | Aug 2, 2019 |
| Instrument | R2019-072676 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 321 NORTH AVE, 321, NAPERVILLE, IL 60540-4633 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 321 NORTH AVE, NAPERVILLE, IL 60540-4633 |
| Document Number | 0000072678 |
|---|---|
| Date | Aug 22, 2019 |
| Instrument | R2019-072678 |
| Name | GATEWAY CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 20, 2017 |
| Property Address | 321 NORTH AVE, NAPERVILLE, IL 60540-4633 |
| Document Number | 0000060888 |
| Map Reference | DOC 1353 |
| Instrument Date | Jun 6, 2017 |
| Instrument | R2017-060888 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $696.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 321 NORTH AVE, NAPERVILLE, IL 60540-4633 |
| Document Number | 0000060889 |
|---|---|
| Date | Jun 20, 2017 |
| Instrument | R2017-060889 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 1 Months |
| Due | Jul 1, 2017 |
The 2025 property tax bill for 321 North Ave was $11,734 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,734.00 | $209,067 Land $119,856 Building $89,211 | $627,201 Land $359,568 Building $267,633 |
| 2022 | $10,448.00 Homeowner's exemption | $167,440 Land $95,990 Building $71,450 | $502,320 Land $287,970 Building $214,350 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 321 North Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 321 North Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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