321 North Ave E, Unit 105, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 321 North Ave E, Unit 105, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	built 1974
Lot Size	0.165 acres (7,205 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Mar 2020)
Tax Bill	$10,756 (2025)
Deeds & Mortgages	May 2020 Transfer Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00316-0000-00025-01-C0105`

Property Details

APN / Parcel Number

Primary APN	`03-00316-0000-00025-01-C0105`
Alternative APNs	`03003160000000250001 C0105` `3559002`

Interior

Units	37 Units
Stories	2 Stories

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	7,205 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	3559002
Street Address	321 NORTH AVE E, 105
City	CRANFORD
State	NJ
Zip	07016-2468
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRANFORD CONDO UNIT 105
Legal Subdivision	CRANFORD CONDO
Legal Block	316
Legal Lot Number	25.1
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	1
Census Block	1016
Census Tract	37200

Owner

321 North Ave E, Unit 105 is owned and occupied by two individuals who acquired it in May 2020.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 NORTH AVE E, 105, CRANFORD, NJ 07016-2468
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Mar 20, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2020 · Amount on File
Deed Sale	Mar 20, 2020 · Amount on File
Prior Sale	Oct 13, 1977 · Amount on File
Deed Document Number	2020323265
Deed Book / Page	6364 / 393
Last Transfer Date	May 12, 2020
Transfer Doc	0063680229
Record Updated	Sep 20, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NJ
Recording Date	May 18, 2020
Property Address	321 NORTH AVE E UNIT 105, 105, CRANFORD, NJ 07016-2468
Document Number	0063680229
Book / Page	006368 / 000229
Instrument Date	May 12, 2020
Instrument	324478
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	321 NORTH AVE E #105 CRANFORD NJ 070162468, 105, CRANFORD, NJ 07016-2468

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 20, 2020
Property Address	321 NORTH AVE E UNIT 105, 105, CRANFORD, NJ 07016-2468
Document Number	0063640393
Book / Page	006364 / 000393
Instrument Date	Mar 14, 2020
Instrument	323265
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 NORTH AVE E #105 CRANFORD NJ 070162468, 105, CRANFORD, NJ 07016-2468

Mortgage

Document Number	146670305
Date	Mar 20, 2020
Book Page	014667/000305
Instrument	688798

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 321 North Ave E, Unit 105 was $10,756, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,400 (-) Land $63,800 Building $84,600	$148,400 (-) Land $63,800 Building $84,600
2025	$10,756.00 (+6.92%)	$148,400 Land $63,800 Building $84,600	$148,400 Land $63,800 Building $84,600
2024	$10,060.00
2023		$148,400 Land $63,800 Building $84,600	$148,400 Land $63,800 Building $84,600
2022	$9,812.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 321 North Ave E, Unit 105 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1978–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 North Ave E, Unit 105 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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