321 Nicholas St, Tomah, WI 54660 Property Records

Monroe County property record for 321 Nicholas St, Tomah, WI 54660

Property Summary

Property Type	Single Family Home
Lot Size	0.195 acres (8,494 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jul 2025)
Tax Bill	$4,318 (2025)
Deeds & Mortgages	Aug 2014 Mortgage Nov 2011 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`286-02673-8057`

Property Details

APN / Parcel Number

Primary APN	`286-02673-8057`
Alternative APN	`286-647-005-5057`

Exterior

Lot Area	8,494 sqft (0.195 acres)

Location & Zoning

Street Address	321 NICHOLAS ST
City	TOMAH
State	WI
Zip	54660-8087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS LOT 57
Legal Range	01W
Legal Township	18N
Legal Section	31
Legal Lot Number	57
Jurisdiction	MONROE WI
Township / Civil Division	TOMAH
Census Block Group	4
Census Block	4008
Census Tract	950500

Owner

Source: Monroe County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	321 NICHOLAS ST, TOMAH, WI 54660-8087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2014	Deed of Trust, Mortgage FIRST BANK
Nov 3, 2011	Deed of Trust, Mortgage FIRST BANK
Nov 14, 2012	Deed of Trust, Mortgage FIRST BANK
Jul 25, 2025	Warranty Deed, Transfer · Conventional Mortgage RIA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Jan 17, 2007 · Amount on Record
Deed Document Number	2025728631
Record Updated	Oct 29, 2026

August 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	321 NICHOLAS ST, TOMAH, WI 54660-8087
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 NICHOLAS ST, TOMAH, WI 54660-8087

Mortgage

Document Number	0000643418
Date	Aug 6, 2014
Instrument	643418

Lender

Name	FIRST BANK
Address	TOMAH, WI 54660

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 4, 2019

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	321 NICHOLAS ST, TOMAH, WI 54660-8087
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000618265
Date	Nov 3, 2011
Instrument	618265

Lender

Name	FIRST BANK
Type	Bank
Address	1021 SUPERIOR AVE, TOMAH, WI 54660

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2026

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE WI
Property Address	321 NICHOLAS ST, TOMAH, WI 54660-8087
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000628587
Date	Nov 14, 2012
Instrument	628587

Lender

Name	FIRST BANK
Address	1021 SUPERIOR AVE, TOMAH, WI 54660

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2027

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE WI
Recording Date	Jul 25, 2025
Property Address	321 NICHOLAS ST, TOMAH, WI 54660-8087
Document Number	0000728631
Instrument Date	Jul 25, 2025
Instrument	728631
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	RIVER VALLEY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	321 NICHOLAS ST, TOMAH, WI 54660-8087

Mortgage

Document Number	0000728632
Date	Jul 25, 2025
Instrument	728632

Lender

Name	RIA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.49%
Max Rate At Change	7.49%
Index	Other
Max Rate	11.4%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Monroe County
Municipality	Tomah City
Unified School District	Tomah Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,318.00 (+3.25%) Homeowner's exemption	$254,500 (+25.74%) Land $21,000 Building $233,500	$285,300 (+12.54%)
2023	$4,182.00 Homeowner's exemption	$202,400 Land $18,400 Building $184,000	$253,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOMAH WATERWORKS serves 9,192 people · EPA ID WI6420254
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate not recorded as resolved · Apr 2025 Radium resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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