321 NE 21st Ter, Gainesville, FL 32641 Property Records

Alachua County property record for 321 NE 21st Ter, Gainesville, FL 32641

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,136 sqft · built 2004
Lot Size	0.18 acres (7,841 sqft)
Owner	Trust Name on File
Last Sale	$49,100 (Feb 2016)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11129-005-000`

Property Details

APN / Parcel Number

Primary APN	`11129-005-000`
Alternative APNs	`00967370000` `1081955`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft
Utility Area	84 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2007
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Driveway	Driveway
Driveway Area	405 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	56 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	321 NE 21ST TER
City	GAINESVILLE
State	FL
Zip	32641-5929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	AVONDALE ESTATES PB D-25 LOT 5 BK E OR 4411/0666
Legal Range	20E
Legal Township	10S
Legal Section	03
Legal Subdivision	AVONDALE ESTS-LOTS 39,40,41 NEW GV
Legal Lot Number	5
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3024
Census Tract	600

Owner

321 NE 21st Ter is held in a trust since February 2016.

Source: Alachua County records, as of November 19, 2025

Owner of Record	Trust Name on File
Mailing Address	1411 NW 2ND ST, GAINESVILLE, FL 32601-4231
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2016 · Amount on File
Deed Sale	Feb 24, 2016 · Amount on File
Prior Sale	Jul 26, 2004 · Amount on File
Deed Document Number	20162977959
Deed Book / Page	4411 / 666
Prior Transfer Date	Feb 23, 2016
Prior Transfer Doc	0044110666
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	321 NE 21ST TER, GAINESVILLE, FL 32641-5929
Document Number	0047481059
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 AVENUE OF CHAMPIONS #1 PALM BEACH GARDENS FL 334183600, 1, PALM BEACH GARDENS, FL 33418-3600

Mortgage

Document Number	0047481059
Date	Jan 23, 2020
Book Page	004748/001059
Instrument	3238641

Lender

Name	LATITUDE MGMT R/E CAP IV INC
Address	350 S BEVERLY DR # 300, BEVERLY HILLS, CA 90212-4816

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jan 22, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 321 NE 21st Ter was $2,908, down 40.9% from the year before.

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00 (-40.94%)	$126,145 Land $18,000 Building $108,145	$126,145 Land $18,000 Building $144,145
2024	$4,924.00
2023		$129,325 Land $18,000 Building $111,325	$129,325 Land $18,000 Building $111,325
2022	$16,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 NE 21st Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 NE 21st Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20