Clay County property record for 321 Naples Ln, Clay, WV 25043
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,560 sqft · built 1976 |
| Lot Size | 23.3 acres (1,015,819 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $69 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-37-0001.0000 |
| Primary APN | 03-37-0001.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 2,600 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 1,015,819 sqft (23.3 acres) |
| Terrain | Below Road/Slope |
| Heating Fuel | Wood |
|---|
| Street Address | NAPLES LN |
|---|---|
| City | CLAY |
| State | WV |
| Zip | 25043 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 23.32 AC HICKORY KNOB SUR |
| Jurisdiction | CLAY WV |
| Township / Civil Division | B |
| Census Block Group | 2 |
| Census Block | 2115 |
| Census Tract | 958000 |
Source: Clay County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 461 NAPLES LN, CLAY, WV 25043-6087 |
| Owner Type | Individual |
| Vesting | Her Husband |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69.00 (+7.81%) | $7,380 (+8.85%) Land $7,380 | $12,300 (+8.85%) Land $12,300 |
| 2025 | $64.00 (+36.17%) | $6,780 (-) Land $6,780 | $11,300 (-) Land $11,300 |
| 2023 | $47.00 | $6,780 Land $6,780 | $11,300 Land $11,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 6, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2003–2021) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 83% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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