321 N Winter St, Midway, KY 40347 Property Records

Woodford County property record for 321 N Winter St, Midway, KY 40347 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,249 sqft
OwnerCompany Name on File
Tax Bill$1,613 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Dec 2019 Sale
Flood ZoneZone X (minimal risk)
APN38-5014-008-00

Property Details

APN / Parcel Number

Primary APN38-5014-008-00
Alternative APN
  • 26456

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,249 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialWood
Foundation TypeBlock
PorchPorch
Porch Area84 sqft

Location & Zoning

Account Number26456
Street Address321 N WINTER ST
CityMIDWAY
StateKY
Zip40347-1114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 STORY
JurisdictionWOODFORD KY
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1065
Census Tract50400

Owner

Source: Woodford County records · APN 38-5014-008-00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4404, MIDWAY, KY 40347-4404
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2020Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF KENTUCKY FCU
Dec 19, 2019Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2019
Deed SaleDec 19, 2019
Prior SaleApr 12, 2013 · Amount on Record
Deed Document Number86483
Deed Book / PageD317 / 315
Record UpdatedJun 08, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODFORD KY
Property Address321 N WINTER ST, MIDWAY, KY 40347-1114
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M857/096
DateFeb 06, 2020
Book PageM857/096
Instrument87509
Lender
NameUNIVERSITY OF KENTUCKY FCU
TypeCredit Union
AddressLEXINGTON, KY 40509
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 05, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateDec 19, 2019
Property Address321 N WINTER ST, MIDWAY, KY 40347-1114
Document Number00D317/315
Book / PageD317 / 315
Instrument DateDec 10, 2019
Instrument86483
Transaction TypeTransfer
Record UpdatedAug 10, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1150 E LEESTOWN RD, 1150, MIDWAY, KY 40347-9766

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4404, MIDWAY, KY 40347-4404

Tax Assessment & Valuation

Source: Woodford County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
MunicipalityMidway City
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,613.00 (+115.07%)$175,000 (+15%)$175,000 (+15%)
2023$750.00$70,000$70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Woodford County (21239C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212390504001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1978–2015)
Most Recent ClaimApr 2015, river or lake flooding

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Midway Historic District
listed 1978 · 177 contributing resources · NRIS 78001415

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Uniti GroupFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
Uniti GroupDSL300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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