321 N Steele Rd, Lakeside Marblehead, OH 43440 Property Records

Ottawa County property record for 321 N Steele Rd, Lakeside Marblehead, OH 43440

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1959
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$118,000 (Apr 2019)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023399-2`

Property Details

APN / Parcel Number

Primary APN	`023399-2`
Alternative APN	`014-12022-16032-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Shed	1 Shed
Shed Area	80 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Well

Location & Zoning

Account Number	023399-2
Street Address	321 N STEELE RD
City	LAKESIDE MARBLEHEAD
State	OH
Zip	43440-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 CHANNEL GROVE 1ST ADD
Legal Subdivision	CHANNEL GROVE 1ST ADD
Legal Lot Number	46
Jurisdiction	OTTAWA OH
Township / Civil Division	DANBURY
Census Block Group	3
Census Block	3038
Census Tract	50301

Owner

321 N Steele Rd is owned by an individual who bought it in April 2019.

Source: Ottawa County records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	118 N WILSON AVE, FREMONT, OH 43420-2262
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMPACT CREDIT UNION INC
Apr 1, 2019	Warranty Deed, Transfer · Conventional Mortgage IMPACT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on File
Deed Sale	Apr 1, 2019 · Amount on File
Prior Sale	May 31, 2005 · Amount on File
Deed Document Number	2019283878
Deed Book / Page	1713 / 500
Prior Transfer Date	Feb 16, 1999
Prior Transfer Doc	0000134897
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OH
Property Address	321 N STEELE RD, LAKESIDE MARBLEHEAD, OH 43440-9743
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000304666
Date	Mar 18, 2021
Book Page	1827/959
Instrument	202100304666

Lender

Name	IMPACT CREDIT UNION INC
Type	Credit Union
Address	CLYDE, OH 43410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Apr 1, 2019
Property Address	321 N STEELE RD, LAKESIDE MARBLEHEAD, OH 43440-9743
Document Number	0000283878
Book / Page	001713 / 000500
Instrument Date	Apr 1, 2019
Instrument	283878
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N STEELE RD MARBLEHEAD OH 43440, MARBLEHEAD, OH 43440

Mortgage

Document Number	283879
Date	Apr 1, 2019
Book Page	001713/000501
Instrument	283879

Lender

Name	IMPACT CU
Address	CLYDE, OH 43410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 321 N Steele Rd was $2,716, up 0.4% from the year before.

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Danbury Township
Unified School District	Danbury Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,716.00 (+0.41%)	$79,387 (-) Land $31,745 Building $47,642
2024	$2,705.00 (+80.45%)	$79,387 (+81.95%) Land $31,745 Building $47,642	$226,820 Land $90,700 Building $136,120
2023	$1,499.00 (-0.46%)	$43,631 (-) Land $13,230 Building $30,401
2022	$1,506.00	$43,631 Land $13,230 Building $30,401
2021			$124,660 Land $37,800 Building $86,860

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 N Steele Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	11 (1980–2023)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 N Steele Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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