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321 N State St, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 321 N State St, Concord, NH 03301 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,408 sqft · built 1880
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Aug 2021)
Tax Bill$7,199 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:491-Z B:3

Property Details

APN / Parcel Number

Primary APNM:491-Z B:3
Alternative APN
  • CNCD M:491Z B:3

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,408 sqft Living Area
Gross Area1,949 sqft
1st Floor Area808 sqft
Basement Area200 sqft
Unfinished Basement200 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area18,731 sqft (0.43 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address321 N STATE ST
CityCONCORD
StateNH
Zip03301-3228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
JurisdictionCONCORD CITY NH
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2010
Census Tract32600

Owner

Source: Merrimack County and Concord City records · APN M:491-Z B:3

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address321 N STATE ST, CONCORD, NH 03301-3228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 06, 2023Deed of Trust, Mortgage · Line of Credit
MERRIMACK COUNTY SAVINGS BANK
Aug 19, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
LEADERONE FINANCIAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2021 · Amount on Record
Deed SaleAug 19, 2021 · Amount on Record
Prior SaleMar 12, 2002 · Amount on Record
Deed Document Number202121457
Deed Book / Page3754 / 1476
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD CITY NH
Property Address321 N STATE ST, CONCORD, NH 03301-3228
Transaction TypeMortgage
Record UpdatedNov 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016015
DateNov 06, 2023
Book Page3842/72
Instrument202300016015
Lender
NameMERRIMACK COUNTY SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 01, 2053
Interest
Rate TypeAdjustable Rate

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCONCORD CITY NH
Recording DateAug 19, 2021
Property Address321 N STATE ST, CONCORD, NH 03301-3228
Document Number202100021457
Book / Page3754 / 1476
Instrument DateAug 18, 2021
Instrument202100021457
Transaction TypeTransfer
Record UpdatedSep 01, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address17 VINTON DR, CONCORD, NH 03303-1582

Mortgage

Document Number202100021458
DateAug 19, 2021
Instrument202100021458
Lender
NameLEADERONE FINANCIAL
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Concord City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyMerrimack County
MunicipalityConcord City
Unified School DistrictConcord School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,199.00 (+8.39%)$247,300 (-) Land $97,400 Building $149,900
2023$6,642.00 (+3.73%)$247,300 (-) Land $97,400 Building $149,900$311,030
2022$6,403.00$247,300 Land $97,400 Building $149,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merrimack County (33013C), updated January 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330130326002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 53% of New Hampshire
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated CommunicationsFiber2,000 / 2,000
XfinityCable2,000 / 250
Cogeco Cable Holdings IIFiber1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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