321 N Salem Ave, Sumter, SC 29150 Property Records

Sumter County property record for 321 N Salem Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,492 sqft · built 1926
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on File
Tax Bill	$310 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`228-06-03-083`

Property Details

APN / Parcel Number

Primary APN	`228-06-03-083`
Alternative APN	`40527`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	1,492 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Exterior Material	Aluminum/Vinyl
Construction Type	Metal Frame
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	23,000 sqft (0.528 acres)
Lot Dimensions	184 ft deep x 125 ft wide
Garage Type	Carport
Carport	Carport
Porch	Covered Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	40527
Old Parcel Number	228 06 03 083
Street Address	321 N SALEM AVE
City	SUMTER
State	SC
Zip	29150-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LOT 10 125 X 184 FT
Legal Lot Number	10,125
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2022
Census Tract	2000

Owner

321 N Salem Ave is owned and occupied by an individual who acquired it in June 2024.

Source: Sumter County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	321 N SALEM AVE, SUMTER, SC 29150-4532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK AND TRUST CO INC
Apr 29, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2024
Deed Sale	Jun 10, 2024
Prior Sale	May 2, 2014 · Amount on File
Deed Document Number	0TLRC76724
Deed Book / Page	1284 / 3075
Prior Transfer Date	Apr 29, 2021
Prior Transfer Doc	0012843075
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	321 N SALEM AVE, SUMTER, SC 29150-4532
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012492415
Date	Oct 18, 2018
Book Page	1249/2415

Lender

Name	FIRST CITIZENS BANK AND TRUST CO INC
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 11, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER SC
Recording Date	Apr 29, 2021
Property Address	321 N SALEM AVE, SUMTER, SC 29150-4532
Document Number	0012843075
Book / Page	1284 / 3075
Map Reference	MB Z47 PG 779
Instrument Date	Apr 27, 2021
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$703.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	321 N SALEM AVE, SUMTER, SC 29150-4532

Mortgage

Document Number	0012843080
Date	Apr 29, 2021
Instrument	1284/3080

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 321 N Salem Ave was $310.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$310.00	$1,350 Land $710 Building $640	$33,579 Land $17,690 Building $15,889
2023		$1,360 (-) Land $720 Building $640	$33,898 (-) Land $18,009 Building $15,889
2022	$56.00	$1,360 Land $720 Building $640	$33,898 Land $18,009 Building $15,889

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 N Salem Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1983–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 N Salem Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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