321 N Saint Clair St, Ligonier, PA 15658 Property Records

Westmoreland County property record for 321 N Saint Clair St, Ligonier, PA 15658

Property Summary

Property Type	Single Family Home
Lot Size	0.117 acres (5,097 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Feb 2018)
Tax Bill	$1,849 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2020 Line of Credit + 1 more
APN	`16-01-16-0-053`

Property Details

APN / Parcel Number

Primary APN	`16-01-16-0-053`
Alternative APN	`0160010160053`

Exterior

Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	120 ft deep x 42 ft wide

Location & Zoning

Street Address	321 N SAINT CLAIR ST
City	LIGONIER
State	PA
Zip	15658-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE GAR & LOT 30 42.6 X 120.15 X IR
Legal Subdivision	DEEDS & MARKER PLAN OF LOTS
Legal Lot Number	30
Jurisdiction	WESTMORELAND PA
Township / Civil Division	LIGONIER
Census Block Group	1
Census Block	1069
Census Tract	808500

Owner

321 N Saint Clair St is owned by two individuals who bought it in February 2018.

Source: Westmoreland County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	321 N CLAIR ST, LIGONIER, PA 15658
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 28, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 1, 2018	Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2018 · Amount on File
Deed Sale	Feb 1, 2018 · Amount on File
Prior Sale	Aug 10, 2015 · Amount on File
Deed Document Number	20183370
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	321 N SAINT CLAIR ST, LIGONIER, PA 15658-1321
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N SAINT CLAIR ST, LIGONIER, PA 15658-1321

Mortgage

Document Number	0000011733
Date	Mar 30, 2022
Instrument	202203300011733

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	LIGONIER, PA 15658

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	321 N SAINT CLAIR ST, LIGONIER, PA 15658-1321
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012146
Date	Apr 28, 2020
Instrument	202004280012146

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	LIGONIER, PA 15658

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Feb 1, 2018
Property Address	321 N SAINT CLAIR ST, LIGONIER, PA 15658-1321
Document Number	0000003370
Instrument Date	Jan 24, 2018
Instrument	201802010003370
Transaction Type	Transfer
Record Updated	Apr 26, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N SAINT CLAIR ST, LIGONIER, PA 15658-1321

Mortgage

Document Number	0000003371
Date	Feb 1, 2018
Instrument	201802010003371

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 321 N Saint Clair St was $1,849, up 1.8% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
Municipality	Ligonier Borough
Unified School District	Ligonier Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,849.00 (+1.82%)	$13,080 Land $1,310 Building $11,770
2025	$1,816.00		$13,080 Land $1,310 Building $11,770
2024	$1,816.00	$13,080 Land $1,310 Building $11,770
1972			$13,080 Land $1,310 Building $11,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 321 N Saint Clair St; there have been 67 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	67 (1978–2021)
Claims Outside the SFHA	20 of 67
Most Recent Claim	May 2021 · other causes
Claims by Event	Tropical Depression Ivan, Sep 2004 · 11 claims Severe Storms And Flooding, Jan 1996 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 N Saint Clair St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC FURNACE RUN serves 3,100 people · EPA ID PA5650031
Water Source	Purchased surface water from GREATER JOHNSTOWN WA RIVERSIDE
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
LHTC Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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