321 N Pine St, Nowata, OK 74048 Property Records

Nowata County property record for 321 N Pine St, Nowata, OK 74048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1935
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$57,000 (Mar 2020)
Tax Bill	$651 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1001-01-020-005-0-008-00`

Property Details

APN / Parcel Number

Primary APN	`1001-01-020-005-0-008-00`
Alternative APN	`5211`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,356 sqft
1st Floor Area	1,356 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	952 sqft
Carport	Carport
Carport Area	952 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	181 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	5211
Street Address	321 N PINE ST
City	NOWATA
State	OK
Zip	74048-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NOWATA/ORIG BLK 20 S 25'OF LOT 5 N 25' OF LOT 6
Legal Range	16E
Legal Township	26N
Legal Section	30
Legal Subdivision	NOWATA ORIG.
Legal Block	20
Legal Lot Number	5,6
Jurisdiction	NOWATA OK
Township / Civil Division	NOWATA
Census Block Group	3
Census Block	3034
Census Tract	172400

Owner

321 N Pine St is owned and occupied by an individual who bought it in March 2020.

Source: Nowata County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	321 N PINE ST, NOWATA, OK 74048-2645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2020 · Amount on File
Deed Sale	Mar 23, 2020 · Amount on File
Prior Sale	Oct 21, 1998
Deed Document Number	2020407
Deed Book / Page	855 / 371
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NOWATA OK
Recording Date	Mar 23, 2020
Property Address	321 N PINE ST, NOWATA, OK 74048-2645
Document Number	000855/371
Book / Page	855 / 371
Instrument Date	Mar 20, 2020
Instrument	I-2020-000407
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 N PINE ST, NOWATA, OK 74048-2645

Mortgage

Document Number	I2020000408
Date	Mar 23, 2020
Instrument	I-2020-000408

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 321 N Pine St was $651, down 1.5% from the year before.

Source: Nowata County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Nowata County
Municipality	Nowata City
Unified School District	Nowata Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,355 (-3.74%) Land $178 Building $6,177	$52,953 (-3.75%) Land $1,485 Building $51,468
2025	$651.00 (-1.51%)	$6,602 (-8.09%) Land $1,558 Building $5,044	$55,017 (-42.06%) Land $12,984 Building $42,033
2024	$661.00 (+1.69%)	$7,183 (+5.01%) Land $366 Building $6,817	$94,957 (+66.59%) Land $7,943 Building $87,014
2023	$650.00 (+0.46%)	$6,840 (-) Land $318 Building $6,522	$57,000 (-) Land $2,650 Building $54,350
2022	$647.00	$6,840 Land $318 Building $6,522	$57,000 Land $2,650 Building $54,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 321 N Pine St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2008–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 N Pine St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED RWD #1 NOWATA AND ROGERS CO serves 1,580 people · EPA ID OK3005301
Water Source	Purchased surface water from CHELSEA ECONOMIC DEV. AUTH.
Last State Inspection	May 2025
Also Mapped Here	ELM BEND RWD INC
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Wake Wireless Fixed Wireless	500 / 200
The Junction Internet Fixed Wireless	500 / 100
Wisper ISP Fixed Wireless	400 / 30

May also be available: AT&T.

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