321 N Main St, Flora, IL 62839 Property Records

Clay County property record for 321 N Main St, Flora, IL 62839

Property Summary

Property Type	Commercial
Lot Size	0.33 acres (14,410 sqft)
Owner	Company Name on File
Tax Bill	$4,574 (2024)
Flood Zone	Zone X (minimal risk)
APN	`10-25-302-005`

Property Details

APN / Parcel Number

Primary APN	`10-25-302-005`

Exterior

Lot Area	14,410 sqft (0.33 acres)

Location & Zoning

Street Address	321 N MAIN ST
City	FLORA
State	IL
Zip	62839-1512
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ORIGINAL TOWN BLOCK 5 LOTS 5 & 6
Legal Block	5
Legal Lot Number	5-6
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	3
Census Block	3079
Census Tract	972100

Owner

Source: Clay County records · APN 10-25-302-005

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	401 MERRITT 7, NORWALK, CT 06851-1000
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,216 (-) Land $6,594 Building $49,622	$168,648 (-) Land $19,782 Building $148,866
2024	$4,574.00 (-6.1%)	$56,216 (+9.9%) Land $6,594 Building $49,622	$168,648 (+9.9%) Land $19,782 Building $148,866
2022	$4,871.00 (+7.43%)	$51,150 Land $5,998 Building $45,152	$153,450 Land $17,994 Building $135,456
2021	$4,534.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Telephone Cooperative Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Delta Communications.

Based on FCC filings for 440 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FLORA serves 5,233 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.